703 Ottawa Ct, Buchanan, MI 49107 Property Records

Berrien County property record for 703 Ottawa Ct, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,834 sqft · built 1999
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2026)
Tax Bill	$6,097 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-5600-0004-00-1`

Property Details

APN / Parcel Number

Primary APN	`58-5600-0004-00-1`
Alternative APN	`11-58-5600-0004-00-1`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Basement Area	1,834 sqft
Unfinished Basement	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	703 OTTAWA CT
City	BUCHANAN
State	MI
Zip	49107-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	UNIT 4 OTTAWA RIDGE LIBER 105 PAGE 1
Legal Subdivision	OTTAWA RIDGE
Legal Unit	4
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB
May 24, 2024	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Oct 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	2026466556
Deed Book / Page	3483 / 1468
Prior Transfer Date	Oct 1, 2025
Prior Transfer Doc	03463/1448
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 27, 2026
Property Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162
Document Number	0000466556
Book / Page	3483 / 1468
Instrument Date	Jul 10, 2026
Instrument	2026466556
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162

Mortgage

Document Number	0000466557,
Date	Jul 27, 2026
Instrument	2026466557

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162

Mortgage

Document Number	03426/3865
Date	May 24, 2024
Book Page	3426/3865
Instrument	2024406517

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162

Mortgage

Document Number	03418/4301
Date	Jan 10, 2024
Book Page	3418/4301
Instrument	2024396169

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2034

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 30, 2025
Property Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162
Document Number	03463/1448
Book / Page	3463 / 1448
Map Reference	LB 105 PG 1
Instrument Date	Oct 1, 2025
Instrument	2025445023
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162

Mortgage

Document Number	0034631454
Date	Oct 30, 2025
Instrument	3463/1454

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 30, 2018
Property Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162
Document Number	03221/1207
Book / Page	3221 / 1207
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 OTTAWA CT, BUCHANAN, MI 49107-1162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7438 AUMACK DR, EAU CLAIRE, MI 49111-9436

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,700 (-3.68%)	$303,400 (-3.68%)
2025	$6,097.00 (+82.87%) Homeowner's exemption	$157,500 (+25.6%)	$315,000 (+25.6%)
2024	$3,334.00 (+5.74%)
2023		$125,400	$250,800
2022	$3,153.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Nearby Properties on Ottawa Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures