Kenton County property record for 705 Main St, Elsmere, KY 41018 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1974 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2018) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-200.00 |
| Primary APN | 004-30-21-200.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,014 sqft Finished Area |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0043021200.00 |
|---|---|
| Street Address | 705 MAIN ST |
| City | ELSMERE |
| State | KY |
| Zip | 41018-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOTS 682-683 & PT 684 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Phase | 4 |
| Legal Lot Number | 683,68 683 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 65600 |
Source: Kenton County records · APN 004-30-21-200.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 MAIN ST, ELSMERE, KY 41018-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY ROUSING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2018 · Amount on Record |
| Deed Sale | Sep 05, 2018 · Amount on Record |
| Prior Sale | Jul 03, 2002 · Amount on Record |
| Deed Document Number | 0006495187 |
| Deed Book / Page | 6495 / 187 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 705 MAIN ST, ELSMERE, KY 41018-2347 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900003 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 187/558 |
| Instrument | 21032305900003 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 05, 2018 |
| Property Address | 705 MAIN ST, ELSMERE, KY 41018-2347 |
| Document Number | 0000000428 |
| Book / Page | 0C6495 / 000187 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 428 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 MAIN ST ELSMERE KY 410182347, ELSMERE, KY 41018-2347 |
| Document Number | 431 |
|---|---|
| Date | Sep 05, 2018 |
| Book Page | 0C6495/000205 |
| Instrument | 431 |
| Name | KENTUCKY ROUSING CORP |
|---|---|
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 04, 2023 |
| Document Number | 430, |
|---|---|
| Date | Sep 05, 2018 |
| Book Page | 0C6495/000190 |
| Instrument | 430 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2048 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,182.00 (+1.3%) | $143,700 (-) Land $20,000 Building $123,700 | $143,700 (-) Land $20,000 Building $123,700 |
| 2023 | $2,154.00 | $143,700 Land $20,000 Building $123,700 | $143,700 Land $20,000 Building $123,700 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 485 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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