Kenton County property record for 699 Main St, Elsmere, KY 41018
| Property Type | Other |
|---|---|
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Oct 2018) |
| Tax Bill | $167 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-197.00 |
| Primary APN | 004-30-21-197.00 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 3,049 sqft (0.07 acres) |
| Street Address | 699 MAIN ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | WOODSIDE LOT 647 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 647 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2391 PRESERVATION WAY, FLORENCE, KY 41042-7880 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 201810 31 059 00122 |
| Deed Book / Page | 6535 / 332 |
| Prior Transfer Date | Aug 26, 2009 |
| Prior Transfer Doc | 0005900018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 4, 2020 |
| Property Address | 699 MAIN ST, COVINGTON, KY 41011 |
| Document Number | 0000410584 |
| Book / Page | 000041 / 000584 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $11.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2391 PRESERVATION WAY FLORENCE KY 410427880, FLORENCE, KY 41042-7880 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2018 |
| Property Address | 699 MAIN ST, COVINGTON, KY 41011 |
| Document Number | 0000000122 |
| Book / Page | 0C6535 / 000332 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 122 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 699 MAIN ST ELSMERE KY 41018, ELSMERE, KY 41018 |
| Document Number | 123 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 006535/000335 |
| Instrument | 123 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,000 (-) Land $10,000 Building $1,000 | $11,000 (-) Land $10,000 Building $1,000 | |
| 2025 | $167.00 (+1.83%) | $11,000 (-) Land $10,000 Building $1,000 | $11,000 (-) Land $10,000 Building $1,000 |
| 2023 | $164.00 | $11,000 Land $10,000 Building $1,000 | $11,000 Land $10,000 Building $1,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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