Kenton County property record for 701 Main St, #3, Elsmere, KY 41018
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 1,632 sqft · built 1980 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Sep 2019) |
| Tax Bill | $2,430 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-198.00 |
| Primary APN | 004-30-21-198.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 701 MAIN ST, 3 |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2347 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WOODSIDE LOTS 648-649 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 648-649 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2391 PRESERVATION WAY, FLORENCE, KY 41042-7880 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Mar 5, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Sep 18, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Oct 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on Record |
| Deed Sale | Sep 18, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 201909 18 059 00190 |
| Deed Book / Page | 6756 / 235 |
| Prior Transfer Date | Aug 26, 2009 |
| Prior Transfer Doc | 0005900018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 701 MAIN ST # 3, 3, ELSMERE, KY 41018-2347 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2391 PRESERVATION WAY, FLORENCE, KY 41042-7880 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900198 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 368/23 |
| Instrument | 22050505900198 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 5, 2020 |
| Property Address | 701 MAIN ST # 3, 3, ELSMERE, KY 41018-2347 |
| Document Number | 0000000112 |
| Book / Page | 000010 / 000017 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 112 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2391 PRESERVATION WAY FLORENCE KY 410427880, FLORENCE, KY 41042-7880 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 18, 2019 |
| Property Address | 701 MAIN ST # 3, 3, ELSMERE, KY 41018-2347 |
| Document Number | 0000000190 |
| Book / Page | 0C6756 / 000235 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 190 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2391 PRESERVATION WAY FLORENCE KY 410427880, FLORENCE, KY 41042-7880 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2018 |
| Property Address | 701 MAIN ST # 3, 3, ELSMERE, KY 41018-2347 |
| Document Number | 0000000122 |
| Book / Page | 0C6535 / 000332 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 122 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701-703 MAIN ST ELSMERE KY 410182347, ELSMERE, KY 41018-2347 |
| Document Number | 123 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 006535/000335 |
| Instrument | 123 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-) Land $20,000 Building $140,000 | $160,000 (-) Land $20,000 Building $140,000 | |
| 2025 | $2,430.00 (+1.33%) | $160,000 (-) Land $20,000 Building $140,000 | $160,000 (-) Land $20,000 Building $140,000 |
| 2023 | $2,398.00 | $160,000 Land $20,000 Building $140,000 | $160,000 Land $20,000 Building $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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