705 Lancaster Ln, Geneva, IL 60134 Property Records

Kane County property record for 705 Lancaster Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,230 sqft · built 1992
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Nov 2018)
Tax Bill	$9,690 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-234-012`

Property Details

APN / Parcel Number

Primary APN	`12-02-234-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	3,295 sqft
Basement Area	1,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	7,800 sqft (0.179 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	705 LANCASTER LN
City	GENEVA
State	IL
Zip	60134-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 GENEVA EAST PHASE III
Legal Subdivision	GENEVA EAST PH 03
Legal Phase	3
Legal Block	4
Legal Lot Number	63
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4008
Census Tract	852500

Owner

705 Lancaster Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 LANCASTER LN, GENEVA, IL 60134-3445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Nov 15, 2018	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Deed Document Number	201855662
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	705 LANCASTER LN, GENEVA, IL 60134-3445
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086125
Date	Nov 16, 2021
Instrument	2021K086125

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	705 LANCASTER LN, GENEVA, IL 60134-3445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000636
Date	Jan 5, 2021
Instrument	2021K000636

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 15, 2018
Property Address	705 LANCASTER LN, GENEVA, IL 60134-3445
Document Number	0000055662
Instrument Date	Oct 22, 2018
Instrument	2018K055662
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	705 LANCASTER LN, GENEVA, IL 60134-3445

Mortgage

Document Number	0000055663
Date	Nov 15, 2018
Instrument	2018K055663

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 705 Lancaster Ln was $9,690 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,690.00 Homeowner's exemption	$142,168 (+8.5%) Land $29,331 Building $112,837	$426,675 (+8.5%) Land $88,028 Building $338,646
2024		$131,030 Land $27,033 Building $103,997	$393,247 Land $81,131 Building $312,116
2022	$8,740.00 (+3.05%) Homeowner's exemption	$110,684 (+3.86%) Land $22,835 Building $87,849	$332,052 (+3.86%) Land $68,505 Building $263,547
2021	$8,481.00 Homeowner's exemption	$106,570 Land $21,986 Building $84,584	$319,710 Land $65,958 Building $253,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Lancaster Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Lancaster Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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