703 Lancaster Ln, Geneva, IL 60134 Property Records

Kane County property record for 703 Lancaster Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 1992
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2018)
Tax Bill	$9,321 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-234-011`

Property Details

APN / Parcel Number

Primary APN	`12-02-234-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	3,169 sqft
Basement Area	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	9,750 sqft (0.224 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	703 LANCASTER LN
City	GENEVA
State	IL
Zip	60134-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 OF PHASE III GENEVA EAST
Legal Subdivision	GENEVA EAST
Legal Phase	3
Legal Block	4
Legal Lot Number	82
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4008
Census Tract	852500

Owner

703 Lancaster Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 LANCASTER LN, GENEVA, IL 60134-3445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage NEIGHBORHOOD LOANS
Jul 31, 2019	Deed of Trust, Mortgage · VA Mortgage NEIGHBORHOOD LOANS
Apr 24, 2018	Grant Deed, Foreclosure NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Aug 22, 2003 · Amount on File
Deed Document Number	201818721
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	0000018721
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	703 LANCASTER LN, GENEVA, IL 60134-3445
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021360
Date	Mar 18, 2021
Instrument	2021K021360

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	703 LANCASTER LN, GENEVA, IL 60134-3445
Document Number	0000035595
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	703 LANCASTER LN GENEVA IL 601343445, GENEVA, IL 60134-3445

Mortgage

Document Number	0000035595
Date	Aug 8, 2019
Instrument	35595

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 24, 2018
Property Address	703 LANCASTER LN, GENEVA, IL 60134-3445
Document Number	0000018721
Instrument Date	Apr 10, 2018
Instrument	18721
Transaction Type	Foreclosure
Record Updated	May 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33W030 HONEY HILL CIR WAYNE IL 601842240, WAYNE, IL 60184-2240

Mortgage

Document Number	18722
Date	Apr 24, 2018
Instrument	18722

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 703 Lancaster Ln was $9,321 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,321.00 Homeowner's exemption Veteran's exemption	$142,067 (+8.5%) Land $29,331 Building $112,736	$426,372 (+8.5%) Land $88,028 Building $338,343
2024		$130,937 Land $27,033 Building $103,904	$392,968 Land $81,131 Building $311,837
2022	$8,734.00 (+3.06%) Homeowner's exemption	$110,605 (+3.86%) Land $22,835 Building $87,770	$331,815 (+3.86%) Land $68,505 Building $263,310
2021	$8,475.00 Homeowner's exemption	$106,494 Land $21,986 Building $84,508	$319,482 Land $65,958 Building $253,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 703 Lancaster Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 703 Lancaster Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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