712 Lancaster Ln, Geneva, IL 60134 Property Records

Kane County property record for 712 Lancaster Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,684 sqft · built 1991
Lot Size	0.201 acres (8,740 sqft)
Owner	Company Name on File
Tax Bill	$8,425 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-232-052`

Property Details

APN / Parcel Number

Primary APN	`12-02-232-052`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,706 sqft
Basement Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	8,740 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	712 LANCASTER LN
City	GENEVA
State	IL
Zip	60134-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	59
Legal Subdivision	GENEVA EAST PH 03
Legal Phase	3
Legal Block	4
Legal Lot Number	59
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4004
Census Tract	852500

Owner

712 Lancaster Ln is owned by a company that acquired it in June 2021 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	712 LANCASTER LN, GENEVA, IL 60134-3443
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Intrafamily Transfer, Transfer
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 16, 2021
Transfer Doc	0000048414
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 24, 2021
Property Address	712 LANCASTER LN, GENEVA, IL 60134-3443
Document Number	0000048414
Instrument Date	Jun 16, 2021
Instrument	2021K048414
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 LANCASTER LN, 712, GENEVA, IL 60134-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	712 LANCASTER LN, GENEVA, IL 60134-3443

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	712 LANCASTER LN, GENEVA, IL 60134-3443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028265
Date	Jul 3, 2019
Instrument	2019K028265

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate	18%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	712 LANCASTER LN, GENEVA, IL 60134-3443
Document Number	0000012043
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 LANCASTER LN GENEVA IL 601343443, GENEVA, IL 60134-3443

Mortgage

Document Number	0000012043
Date	Mar 7, 2017
Instrument	12043

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 712 Lancaster Ln was $8,425 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,425.00 Homeowner's exemption	$124,655 (+8.5%) Land $29,331 Building $95,324	$374,115 (+8.5%) Land $88,028 Building $286,086
2024		$114,889 Land $27,033 Building $87,856	$344,805 Land $81,131 Building $263,673
2022	$7,602.00 (+3.09%) Homeowner's exemption	$97,049 (+3.86%) Land $22,835 Building $74,214	$291,147 (+3.86%) Land $68,505 Building $222,642
2021	$7,374.00 Homeowner's exemption	$93,442 Land $21,986 Building $71,456	$280,326 Land $65,958 Building $214,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Lancaster Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Lancaster Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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