Fairfield County property record for 705 Harding Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 833 sqft · built 1940 |
| Lot Size | 0.119 acres (5,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,500 (Sep 1998) |
| Tax Bill | $4,163 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-34033-100 |
| Primary APN | 05-34033-100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 833 sqft Living Area |
| Gross Area | 910 sqft |
| 1st Floor Area | 595 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,166 sqft (0.119 acres) |
| Lot Dimensions | 126 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | 32 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 HARDING AVE |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANRECO PARK ADD LOT 103 PT VAC ST |
| Legal Subdivision | LANRECO PARK ADD |
| Legal Lot Number | 103 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 32100 |
Source: Fairfield County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 HARDING AVE, LANCASTER, OH 43130-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 8, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage THE SAVINGS BANK |
| Jun 9, 2022 | Transfer on Death Deed, Transfer VALMER LAND TITLE AGENCY |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1998 · Amount on Record |
| Deed Sale | Sep 1, 1998 · Amount on Record |
| Prior Sale | Dec 1, 1988 · Amount on Record |
| Last Transfer Date | Jun 1, 2022 |
| Transfer Doc | 0000011982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jun 8, 2022 |
| Property Address | 705 HARDING AVE, LANCASTER, OH 43130-2760 |
| Document Number | 0000011982 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | May 20, 2022 |
| Instrument | 202200011982 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | VALMER LAND TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 705 HARDING AVE, LANCASTER, OH 43130-2760 |
| Document Number | 0000011983 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 202200011983 |
| Name | THE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2032 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jun 9, 2022 |
| Property Address | 705 HARDING AVE, LANCASTER, OH 43130-2760 |
| Document Number | 0000012088 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | May 20, 2022 |
| Instrument | 202200012088 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | VALMER LAND TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 705 HARDING AVE, LANCASTER, OH 43130-2760 |
| Document Number | 0000001927 |
| Book / Page | 001758 / 000794 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 705 HARDING AVE LANCASTER OH 431302760, LANCASTER, OH 43130-2760 |
| Document Number | 0000001927 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 001758/000794 |
| Instrument | 1927 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2048 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,030 (+25.31%) Land $16,100 Building $41,930 | $165,810 (+25.33%) Land $46,000 Building $119,810 | |
| 2024 | $4,163.00 (+147.21%) | ||
| 2023 | $1,684.00 Homeowner's exemption | $46,310 (+6.07%) Land $10,200 Building $36,110 | |
| 2022 | Homeowner's exemption | $43,660 Land $10,200 Building $33,460 | $132,300 Land $29,130 Building $103,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures