708 Harding Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 708 Harding Ave, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 708 sqft · built 1944
Lot Size0.121 acres (5,293 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Apr 2022)
Tax Bill$1,600 (2023)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN053-40365.00

Property Details

APN / Parcel Number

Primary APN053-40365.00
Alternative APN
  • 0401 00137

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area708 sqft Living Area
1st Floor Area708 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,293 sqft (0.121 acres)
Lot Dimensions126 ft deep x 42 ft wide
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0401 00137
Street Address708 HARDING AVE
CityLANCASTER
StateOH
Zip43130-2759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANRECO PARK ADD LOT 137 PT VAC ST
Legal SubdivisionLANRECO PARK ADD
Legal Lot Number137
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group1
Census Block1031
Census Tract32100

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address778 S EWING ST, LANCASTER, OH 43130-9405
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Prior SaleMar 26, 2009
Deed Document Number202200007701
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateApr 11, 2022
Property Address708 HARDING AVE, LANCASTER, OH 43130-2759
Document Number0000007701
Map ReferenceMB 4 PG 7
Instrument DateApr 8, 2022
Instrument202200007701
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address778 S EWING ST, LANCASTER, OH 43130-9405

Mortgage

Document Number0000007702
DateApr 11, 2022
Instrument202200007702
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,590 (+33.71%) Land $16,100 Building $41,490$164,530 (+33.72%) Land $46,000 Building $118,530
2023$1,600.00$43,070 (-) Land $10,200 Building $32,870
2022$43,070 Land $10,200 Building $32,870$123,040 Land $29,130 Building $93,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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