698 Harding Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 698 Harding Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,107 sqft · built 1940
Lot Size	0.121 acres (5,293 sqft)
Owner	Individual Name on File
Last Sale	$210,600 (May 2025)
Tax Bill	$1,795 (2023)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-40369.00`

Property Details

APN / Parcel Number

Primary APN	`053-40369.00`
Alternative APN	`0401 01061`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,293 sqft (0.121 acres)
Lot Dimensions	126 ft deep x 42 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	125 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0401 01061
Street Address	698 HARDING AVE
City	LANCASTER
State	OH
Zip	43130-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANRECO PARK ADD LOT 141 PT VAC ST
Legal Subdivision	LANRECO PARK ADD
Legal Lot Number	141
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1038
Census Tract	32100

Owner

698 Harding Ave is owned and occupied by an individual who bought it in May 2025.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	698 HARDING AVE, LANCASTER, OH 43130-2757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	202500007508
Record Updated	Jun 8, 2026

July 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 30, 2018
Property Address	698 HARDING AVE, LANCASTER, OH 43130-2757
Document Number	0000013305
Book / Page	1770 / 4500
Map Reference	MB 4 PG 7
Instrument Date	Jul 27, 2018
Instrument	201800013305
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NORTHWEST TITLE FAMILY OF CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	698 HARDING AVE, LANCASTER, OH 43130-2757

Mortgage

Document Number	0000013306
Date	Jul 30, 2018
Instrument	201800013306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,790 Land $16,100 Building $50,690	$190,820 Land $46,000 Building $144,820
2023	$1,795.00 Homeowner's exemption	$49,370 (-) Land $10,200 Building $39,170
2022	Homeowner's exemption	$49,370 Land $10,200 Building $39,170	$141,030 Land $29,130 Building $111,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 698 Harding Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20