705 Franklin Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 705 Franklin Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,708 sqft · built 1920
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Nov 2016)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`94143-05-008`

Property Details

APN / Parcel Number

Primary APN	`94143-05-008`
Alternative APN	`R0477923`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,708 sqft
Basement Area	670 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	1,322 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0477923
Street Address	705 FRANKLIN AVE
City	BERTHOUD
State	CO
Zip	80513-1156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR G, LAKESIDE, BER
Legal Range	69W
Legal Township	4N
Legal Section	14
Legal Subdivision	LAKESIDE
Legal Tract	G
Legal Lot Number	G
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3043
Census Tract	2700

Owner

705 Franklin Ave is owned and occupied by an individual who acquired it in March 2024.

Source: Larimer County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Apr 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Mar 14, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016 · Amount on File
Deed Sale	Nov 29, 2016 · Amount on File
Prior Sale	Aug 31, 2005 · Amount on File
Deed Document Number	201681483
Last Transfer Date	Mar 8, 2024
Transfer Doc	0000009653
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156

Mortgage

Document Number	0000005732
Date	Feb 9, 2026
Instrument	20260005732

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Min Rate At Change	3.75%
Max Rate At Change	7.75%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156

Mortgage

Document Number	0000012877
Date	Apr 4, 2024
Instrument	20240012877

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Mar 14, 2024
Property Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Document Number	0000009653
Instrument Date	Mar 8, 2024
Instrument	20240009653
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156

Mortgage

Document Number	0000009654
Date	Mar 14, 2024
Instrument	20240009654

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002648
Date	Jan 11, 2022
Instrument	20220002648

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066655
Date	Oct 4, 2017
Instrument	20170066655

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054019
Date	Sep 10, 2019
Instrument	20190054019

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	705 FRANKLIN AVE, BERTHOUD, CO 80513-1156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099219
Date	Nov 30, 2020
Instrument	20200099219

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 705 Franklin Ave was $3,297, up 0.4% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00 (+0.43%)	$32,588 Land $1,625 Building $30,963	$521,400 Land $26,000 Building $495,400
2024	$3,283.00 (+3.7%)
2023	$3,166.00 (+22.1%)	$37,828 (+39.89%) Land $1,742 Building $36,086	$564,600 (+45.1%) Land $26,000 Building $538,600
2022	$2,593.00	$27,042 Land $1,807 Building $25,235	$389,100 Land $26,000 Building $363,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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