640 Franklin Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 640 Franklin Ave, Berthoud, CO 80513

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,401 sqft · built 1979
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2017)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94144-81-001`

Property Details

APN / Parcel Number

Primary APN	`94144-81-001`
Alternative APN	`R1030515`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,401 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	190 sqft
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1030515
Old Parcel Number	9414481001
Street Address	640 FRANKLIN AVE
City	BERTHOUD
State	CO
Zip	80513-1153
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1, WOODSUN SQUARE REPLAT, BER
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SE
Legal Subdivision	WOOD SUN SQUARE REPLAT
Legal Block	81
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3042
Census Tract	2700

Owner

640 Franklin Ave, a townhouse, is owned and occupied by an individual who bought it in May 2017.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Nov 1, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 11, 2017	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on File
Deed Sale	May 11, 2017 · Amount on File
Prior Sale	Nov 23, 2015
Deed Document Number	20170030759
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153

Mortgage

Document Number	0000043173
Date	Oct 5, 2023
Instrument	20230043173

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 10, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153

Mortgage

Document Number	0000002368
Date	Jan 10, 2022
Instrument	20220002368

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153

Mortgage

Document Number	0000046508
Date	Nov 1, 2024
Instrument	20240046508

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jan 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 11, 2017
Property Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153
Document Number	0000030759
Instrument Date	May 10, 2017
Instrument	20170030759
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 FRANKLIN AVE, BERTHOUD, CO 80513-1153

Mortgage

Document Number	0000030760
Date	May 11, 2017
Instrument	20170030760

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 640 Franklin Ave was $2,245.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,245.00	$22,188 Land $1,625 Building $20,563	$355,000 Land $26,000 Building $329,000
2023	$1,816.00 (+3.59%)	$23,269 (+27.26%) Land $1,742 Building $21,527	$347,300 (+32%) Land $26,000 Building $321,300
2022	$1,753.00	$18,285 Land $1,807 Building $16,478	$263,100 Land $26,000 Building $237,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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