705 Chestnut Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 705 Chestnut Ct, Algonquin, IL 60102 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1978
Lot Size	0.249 acres (10,827 sqft)
Owner	Individual Name on File
Last Sale	$275,500 (Feb 2024)
Tax Bill	$8,275 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-33-204-004`

Property Details

APN / Parcel Number

Primary APN	`19-33-204-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	994 sqft
Basement Area	994 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	10,827 sqft (0.249 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	705 CHESTNUT CT
City	ALGONQUIN
State	IL
Zip	60102-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0003708 LT 85 HIGH HILL FARMS UNIT 1
Legal Subdivision	HIGH HILL FARMS UNIT 1
Legal Block	204
Legal Lot Number	85
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3018
Census Tract	871310

Owner

Source: McHenry County records · APN 19-33-204-004

Assessment roll updated March 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3955 THORNBERRY WAY, LAKE IN THE HILLS, IL 60156-4627
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	20243708
Prior Transfer Date	Apr 21, 2003
Prior Transfer Doc	0000060474
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 20, 2024
Property Address	705 CHESTNUT CT, ALGONQUIN, IL 60102-2165
Document Number	0000003708
Map Reference	DOC 705042
Instrument Date	Feb 07, 2024
Instrument	2024R0003708
Transaction Type	Transfer
Record Updated	Mar 01, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 CHESTNUT CT, ALGONQUIN, IL 60102-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CHESTNUT CT, ALGONQUIN, IL 60102-2165

Mortgage

Document Number	0000003709
Date	Feb 20, 2024
Instrument	2024R0003709

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,275.00	$105,787 (+21.35%) Land $23,671 Building $82,116	$317,361 (+21.35%) Land $71,013 Building $246,348
2022	Homeowner's exemption	$87,176 Land $21,044 Building $66,132	$261,528 Land $63,132 Building $198,396

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 6 of 8 on primary residences
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017, river or lake flooding
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 4 claims Severe Storms & Flooding (Jul 1993), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.