640 Chestnut Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 640 Chestnut Ct, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 1977
Lot Size0.218 acres (9,527 sqft)
Owner2 Owner Names on Record
Last Sale$151,000 (Aug 2000)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN19-33-205-002

Property Details

APN / Parcel Number

Primary APN19-33-205-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,810 sqft
Gross Area2,770 sqft
1st Floor Area1,810 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,527 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address640 CHESTNUT CT
CityALGONQUIN
StateIL
Zip60102-2117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2000R0042809 LT 2 HIGH HILL FARMS UNIT 1
Legal Range08E
Legal Township43N
Legal Section33
Legal SubdivisionHUNTINGTON MANOR
Legal Block205
Legal Lot Number2
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3002
Census Tract871311

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address640 CHESTNUT CT, ALGONQUIN, IL 60102-2117
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2000 · Amount on Record
Deed SaleAug 8, 2000 · Amount on Record
Deed Document Number2000R0042809
Deed Book / Page1933
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address640 CHESTNUT CT, ALGONQUIN, IL 60102-2117
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002890
DateJan 21, 2022
Instrument2022R0002890
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$85,831 Land $21,044 Building $64,787$257,493 Land $63,132 Building $194,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1979–2011)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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