McHenry County property record for 725 Chestnut Ct, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,933 sqft · built 1978 |
| Lot Size | 0.235 acres (10,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Mar 1997) |
| Tax Bill | $8,650 (2024) |
| Deeds & Mortgages | Jul 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-204-002 |
| Primary APN | 19-33-204-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,933 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Lot Area | 10,234 sqft (0.235 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 725 CHESTNUT CT |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 97R012359 LT 87 HIGH HILL FARMS UNIT 1 |
| Legal Subdivision | HIGH HILL FARMS UNIT 1 |
| Legal Block | 204 |
| Legal Lot Number | 87 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 871310 |
725 Chestnut Ct is owned and occupied by two individuals who bought it in March 1997.
Source: McHenry County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 CHESTNUT CT, ALGONQUIN, IL 60102-2165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 1997 · Amount on File |
| Deed Sale | Mar 20, 1997 · Amount on File |
| Prior Sale | Jul 20, 1994 · Amount on File |
| Deed Document Number | 199797R-012359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 23, 2026 |
| Property Address | 725 CHESTNUT CT, ALGONQUIN, IL 60102-2165 |
| Document Number | 0000021128 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202621128 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 725 CHESTNUT CT, ALGONQUIN, IL 60102-2165 |
| Document Number | 0000021128, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202621128 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,650.00 | $118,577 Land $23,413 Building $95,164 | $355,731 Land $70,239 Building $285,492 |
| 2022 | Homeowner's exemption | $89,193 Land $21,044 Building $68,149 | $267,579 Land $63,132 Building $204,447 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 Chestnut Ct in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Chestnut Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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