Oneida County and Rome City property record for 705 Cherry St, Rome, NY 13440 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,218 sqft Living Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | Detached, 378 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2023) |
| Primary APN | 301301 242.026-2-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,218 sqft Living Area |
| 1st Floor | 609 sqft 1st Floor |
| 2nd Floor | 609 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Width | 35 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 378 sqft Garage |
| Porch Area | 199 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 36175 05 |
|---|---|
| Street Address | 705 CHERRY ST |
| City | ROME |
| State | NY |
| Zip | 13440-4105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H&L 35X98 |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ONEIDA NY |
| Minor Civil Division | ROME |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 26300 |
Source: Oneida County and Rome City records · APN 301301 242.026-2-15
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 CHERRY ST, ROME, NY 13440-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 18, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage AMERICU CU |
| Mar 28, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMEOWNERS ADVANTAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on Record |
| Deed Sale | Dec 20, 2023 · Amount on Record |
| Prior Sale | Jan 18, 2022 · Amount on Record |
| Deed Doc Number | 202315758 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Dec 20, 2023 |
| Property Address | 705 CHERRY ST, ROME, NY 13440-4105 |
| Document Number | 0000015758 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-015758 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 BLACK RIVER BLVD N, ROME, NY 13440-4326 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015759 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023-015759 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 18, 2022 |
| Property Address | 705 CHERRY ST, ROME, NY 13440-4105 |
| Document Number | 0000000956 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022-000956 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4895 STATE ROUTE 365, ONEIDA, NY 13421-3615 |
| Document Number | 0000000957 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-000957 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 705 CHERRY ST, ROME, NY 13440-4105 |
| Document Number | 0000003881 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 705 CHERRY ST ROME NY 134404105, ROME, NY 13440-4105 |
| Document Number | 0000003881 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 3881 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2049 |
Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,000 (-) Land $5,000 Building $47,000 | $122,353 (+6.78%) Land $11,765 Building $110,588 | |
| 2023 | $52,000 (-) Land $5,000 Building $47,000 | $114,588 (+17.92%) Land $11,018 Building $103,570 | |
| 2022 | $3,926.00 | $52,000 Land $5,000 Building $47,000 | $97,178 Land $9,344 Building $87,834 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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