704 Cherry St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 704 Cherry St, Rome, NY 13440 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,390 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Apr 2018)
Tax Bill	$4,031 (2022)
Deeds & Mortgages	Dec 2021 Refinance Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301301 242.026-2-21`

Property Details

APN / Parcel Number

Primary APN	`301301 242.026-2-21`
Alternative APNs	`130124202600020210000000` `301301 242.026-0002-021` `36123 05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,390 sqft Living Area
1st Floor Area	562 sqft
2nd Floor Area	552 sqft
Upper Floors Area	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Width	45 ft Width
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	427 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	36123 05
Street Address	704 CHERRY ST
City	ROME
State	NY
Zip	13440-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H&L 45X105AVG
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2007
Census Tract	26300

Owner

Source: Oneida County and Rome City records · APN 301301 242.026-2-21

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	611 MASSENA AVE, ROME, NY 13440-2648
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 12, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Apr 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	May 12, 2016
Deed Document Number	20185425
Prior Transfer Date	Apr 06, 2018
Prior Transfer Doc	0000005425
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	704 CHERRY ST, ROME, NY 13440-4106
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021140
Date	Dec 09, 2021
Instrument	2021-021140

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	704 CHERRY ST, ROME, NY 13440-4106
Document Number	0000014745
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 MASSENA AVE ROME NY 134402648, ROME, NY 13440-2648

Mortgage

Document Number	0000014745
Date	Oct 12, 2018
Instrument	14745

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Apr 26, 2018
Property Address	704 CHERRY ST, ROME, NY 13440-4106
Document Number	0000005425
Instrument Date	Apr 06, 2018
Instrument	5425
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$32.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 MASSENA AVE

Tax Assessment & Valuation

Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,900 (-) Land $4,700 Building $49,200	$126,824 (+6.78%) Land $11,059 Building $115,765
2023		$53,900 (-) Land $4,700 Building $49,200	$118,775 (+17.92%) Land $10,357 Building $108,418
2022	$4,031.00	$53,900 Land $4,700 Building $49,200	$100,729 Land $8,783 Building $91,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 614 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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