Oneida County and Rome City property record for 703 Cherry St, Rome, NY 13440 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,704 sqft · built 1920 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,800 (Sep 1997) |
| Tax Bill | $2,749 (2022) |
| Deeds & Mortgages | Jan 2025 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.026-2-16 |
| Primary APN | 301301 242.026-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 894 sqft |
| 2nd Floor Area | 810 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Width | 40 ft Width |
| Porch | Slab |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36170 05 |
|---|---|
| Street Address | 703 CHERRY ST |
| City | ROME |
| State | NY |
| Zip | 13440-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L&G 39X92 |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 26300 |
Source: Oneida County and Rome City records · APN 301301 242.026-2-16
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 CHERRY ST, ROME, NY 13440-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 1997 · Amount on Record |
| Deed Sale | Sep 05, 1997 · Amount on Record |
| Deed Book / Page | 2790 / 579 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 703 CHERRY ST, ROME, NY 13440-4105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000517 |
|---|---|
| Date | Jan 14, 2025 |
| Instrument | 2025-000517 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 703 CHERRY ST, ROME, NY 13440-4105 |
| Document Number | 0000010878 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 703 CHERRY ST ROME NY 134404105, ROME, NY 13440-4105 |
| Document Number | 0000010878 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 10878 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 24, 2030 |
Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,500 (-) Land $9,100 Building $33,400 | $100,000 (+6.78%) Land $21,412 Building $78,588 | |
| 2023 | $42,500 (-) Land $9,100 Building $33,400 | $93,654 (+17.92%) Land $20,053 Building $73,601 | |
| 2022 | $2,749.00 Homeowner's exemption | $42,500 Land $9,100 Building $33,400 | $79,424 Land $17,006 Building $62,418 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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