705 4th St, Garwin, IA 50632 Property Records

Tama County property record for 705 4th St, Garwin, IA 50632

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3,400 sqft · built 1972
Lot Size	0.877 acres (38,202 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (May 2026)
Tax Bill	$7,342 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.14.208.007`

Property Details

APN / Parcel Number

Primary APN	`09.14.208.007`

Interior

Stories	1 Story
Building Area	3,400 sqft Building Perimeter
1st Floor Area	3,400 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	38,202 sqft (0.877 acres)

Location & Zoning

Street Address	705 4TH ST
City	GARWIN
State	IA
Zip	50632-9541
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	14-84-16 PCL SE 1/4 NW NE PCL BEG 70' N SE COR NW NE N 230' W 100' N 70' W 20' S 70' W 40' S 230' E 160' TO POB
Legal Range	16W
Legal Township	84N
Legal Section	14
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3039
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	914 S MAIN ST, TRAER, IA 50675-1461
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit CHELSEA SAVINGS BANK
May 14, 2026	Warranty Deed, Transfer · Line of Credit CHELSEA SAVINGS BANK
Apr 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	20261169
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Recording Date	Jun 8, 2026
Property Address	705 4TH ST, GARWIN, IA 50632-9541
Document Number	0000001377
Instrument Date	May 14, 2026
Instrument	20261377
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	914 S MAIN ST, TRAER, IA 50675-1461

Mortgage

Document Number	0000001377,
Date	Jun 8, 2026
Instrument	20261377

Lender

Name	CHELSEA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 14, 2026
Property Address	705 4TH ST, GARWIN, IA 50632-9541
Document Number	0000001169
Instrument Date	May 14, 2026
Instrument	20261169
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$68,599.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	914 S MAIN ST, TRAER, IA 50675-1461
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001185,
Date	May 14, 2026
Instrument	20261185

Lender

Name	CHELSEA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	705 4TH ST, GARWIN, IA 50632-9541
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211209
Date	Apr 20, 2021
Instrument	2021-1209

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,342.00	$406,920 (+12.74%) Land $23,950 Building $382,970	$406,920 (+12.74%) Land $23,950 Building $382,970
2023		$360,940 Land $23,950 Building $336,990	$360,940 Land $23,950 Building $336,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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