607 4th St, Garwin, IA 50632 Property Records

Tama County property record for 607 4th St, Garwin, IA 50632

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1910
Lot Size0.272 acres (11,848 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Sep 2024)
Tax Bill$816 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09.14.207.015

Property Details

APN / Parcel Number

Primary APN09.14.207.015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area858 sqft Living Area
Gross Area832 sqft
Basement Area429 sqft
Unfinished Basement416 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,848 sqft (0.272 acres)
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address607 4TH ST
CityGARWIN
StateIA
Zip50632-9588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 25 (EX N15')& N15' LOT 26 BLK 14 ORIGINAL
Legal SubdivisionORIGINAL TOWN
Legal Block14
Legal Lot Number25
JurisdictionTAMA IA
Township / Civil DivisionCARLTON
Census Block Group3
Census Block3042
Census Tract290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address607 4TH ST, GARWIN, IA 50632-9588
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2024 · Amount on Record
Deed SaleSep 6, 2024 · Amount on Record
Prior SaleDec 4, 2014 · Amount on Record
Deed Document Number20241998
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address607 4TH ST, GARWIN, IA 50632-9588
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0965/990
DateJan 24, 2017
Book Page0965/990
Instrument2017-0266
Lender
NameMIDWESTONE BANK
TypeBank
AddressCONRAD, IA 50621
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 18, 2037

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
MunicipalityGarwin City
Unified School DistrictGMG Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$816.00$45,260 (-7.71%) Land $5,660 Building $39,600$45,260 (-7.71%) Land $5,660 Building $39,600
2023$49,040 Land $5,660 Building $43,380$49,040 Land $5,660 Building $43,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARWIN WATER SUPPLY
serves 481 people · EPA ID IA8637079
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number