502 4th St, Garwin, IA 50632 Property Records

Tama County property record for 502 4th St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,075 sqft · built 1920
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$600 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Mar 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09.14.226.002`

Property Details

APN / Parcel Number

Primary APN	`09.14.226.002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,026 sqft (0.322 acres)
Garage Type	Detached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	154 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	502 4TH ST
City	GARWIN
State	IA
Zip	50632-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-84-16 S 68' W 206' LOT 6 NE NE
Legal Range	16W
Legal Township	84N
Legal Section	14
Legal Lot Number	6
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3041
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 4TH ST, GARWIN, IA 50632-9592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2009	Deed of Trust, Mortgage VERIDIAN CU
Mar 24, 2009	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Sep 17, 2015	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Sep 23, 2015	Deed of Trust, Mortgage VERIDIAN CU
Sep 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	502 4TH ST, GARWIN, IA 50632-9592
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000847/363
Date	Mar 31, 2009
Book Page	0847/363
Instrument	2009-0893

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 7, 2019

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	502 4TH ST, GARWIN, IA 50632-9592
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000847/197
Date	Mar 24, 2009
Book Page	0847/197
Instrument	2009-0829

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2024

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	502 4TH ST, GARWIN, IA 50632-9592
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000948/745
Date	Sep 17, 2015
Book Page	0948/745
Instrument	2015-2410

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2030

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	502 4TH ST, GARWIN, IA 50632-9592
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000767/037
Date	Mar 10, 2006
Book Page	0767/037
Instrument	2006-3023

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2009

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	502 4TH ST, GARWIN, IA 50632-9592
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000948/937
Date	Sep 23, 2015
Book Page	0948/937
Instrument	2015-2460

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 29, 2025

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Sep 27, 2019
Property Address	502 4TH ST, GARWIN, IA 50632-9592
Document Number	0020192238
Instrument Date	Sep 27, 2019
Instrument	2019-2238
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 4TH ST, GARWIN, IA 50632-9592

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$600.00	$44,170 (-7.71%) Land $5,560 Building $38,610	$44,170 (-7.71%) Land $5,560 Building $38,610
2023		$47,860 Land $5,560 Building $42,300	$47,860 Land $5,560 Building $42,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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