Tama County property record for 705 2nd St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1900 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Nov 2019) |
| Tax Bill | $2,114 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.208.003 |
| Primary APN | 07.10.208.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Basement Area | 640 sqft |
| Unfinished Basement | 789 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,449 sqft (0.171 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 260 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 705 2ND ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 & E 2' LOT 7 BLK 24 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 24 |
| Legal Lot Number | 6 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 290200 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 2ND ST, TRAER, IA 50675-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Nov 25, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 20192845 |
| Prior Transfer Date | Nov 20, 2019 |
| Prior Transfer Doc | 0020192845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 28, 2026 |
| Property Address | 705 2ND ST, TRAER, IA 50675-1232 |
| Document Number | 0000001797 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20261797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 705 2ND ST, TRAER, IA 50675-1232 |
| Document Number | 0000001797, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20261797 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 705 2ND ST, TRAER, IA 50675-1232 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020223342 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022-3342 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Nov 25, 2019 |
| Property Address | 705 2ND ST, TRAER, IA 50675-1232 |
| Document Number | 0020192845 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 2019-2845 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 2ND ST, TRAER, IA 50675-1232 |
| Document Number | 0020192846 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019-2846 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,114.00 | $107,270 (+18%) Land $11,410 Building $95,860 | $107,270 (+18%) Land $11,410 Building $95,860 |
| 2024 | $90,910 (-) Land $11,410 Building $79,500 | ||
| 2023 | $90,910 Land $11,410 Building $79,500 | $90,910 Land $11,410 Building $79,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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