Tama County property record for 700 2nd St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 1950 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,500 (Jul 2022) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.207.009 |
| Primary APN | 07.10.207.009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| Attic | Attic |
| Attic Area | 702 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,257 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 700 2ND ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 25 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 25 |
| Legal Lot Number | 9 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 290200 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 700 2ND ST, TRAER, IA 50675-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Special Warranty Deed, Transfer |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage FARMERS SAVINGS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 20221964 |
| Prior Transfer Date | Feb 7, 2022 |
| Prior Transfer Doc | 0000000330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Mar 17, 2026 |
| Property Address | 700 2ND ST, TRAER, IA 50675-1233 |
| Document Number | 0020260590 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026-0590 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $959.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 2ND ST, TRAER, IA 50675-1233 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 18, 2022 |
| Property Address | 700 2ND ST, TRAER, IA 50675-1233 |
| Document Number | 0020221964 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022-1964 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 2ND ST, TRAER, IA 50675-1233 |
| Document Number | 0020221965 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022-1965 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 1, 2020 |
| Property Address | 700 2ND ST, TRAER, IA 50675-1233 |
| Document Number | 0020201602 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020-1602 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 2ND ST, TRAER, IA 50675-1233 |
| Document Number | 0020201603 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020-1603 |
| Name | FARMERS SAVINGS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 30, 2021 |
| Rate Type | Fixed Rate |
|---|
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 | $125,030 (+10.04%) Land $11,040 Building $113,990 | $125,030 (+10.04%) Land $11,040 Building $113,990 |
| 2024 | $113,620 (-) Land $11,040 Building $102,580 | ||
| 2023 | $113,620 Land $11,040 Building $102,580 | $113,620 Land $11,040 Building $102,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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