Tama County property record for 706 2nd St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1900 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,000 (Apr 2018) |
| Tax Bill | $1,222 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.207.012 |
| Primary APN | 07.10.207.012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Basement Area | 528 sqft |
| Unfinished Basement | 564 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 7,187 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 706 2ND ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 25 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 25 |
| Legal Lot Number | 12 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 290200 |
706 2nd St is owned by an individual who bought it in April 2018.
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 803 2ND ST, TRAER, IA 50675-1234 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU |
| Apr 2, 2018 | Deed of Trust, Mortgage · ARM COLLINS COMMUNITY CREDIT UNION |
| Apr 2, 2018 | Executor's Deed, Transfer COLLINS COMMUNITY CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on File |
| Deed Sale | Apr 2, 2018 · Amount on File |
| Deed Document Number | 2018727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 706 2ND ST, TRAER, IA 50675-1233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020213258 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-3258 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 706 2ND ST, TRAER, IA 50675-1233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180728 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2018-0728 |
| Name | COLLINS COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 1, 2023 |
| Index | 1-Year CMT |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Apr 2, 2018 |
| Property Address | 706 2ND ST, TRAER, IA 50675-1233 |
| Document Number | 0020180727 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018-0727 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 2ND ST, TRAER, IA 50675-1233 |
| Document Number | 20180729 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2018-0729 |
| Name | COLLINS COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 117 Months |
| Due | Jan 1, 2028 |
The 2025 property tax bill for 706 2nd St was $1,222.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,222.00 | $62,020 Land $11,040 Building $50,980 | $62,020 Land $11,040 Building $50,980 |
| 2023 | $56,440 Land $11,040 Building $45,400 | $56,440 Land $11,040 Building $45,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 706 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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