Hillsborough County property record for 7049 Towering Spruce Dr, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,240 sqft · built 2018 |
| Lot Size | 0.025 acres (1,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,811 (Sep 2018) |
| Tax Bill | $4,289 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076151-1564 |
| Primary APN | 076151-1564 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,384 sqft |
| 1st Floor Area | 548 sqft |
| 2nd Floor Area | 1,096 sqft |
| Upper Floors Area | 144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,106 sqft (0.025 acres) |
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0761511564 |
|---|---|
| Street Address | 7049 TOWERING SPRUCE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-8957 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | OAK CREEK PARCEL 2 UNIT 2A LOT 4 BLOCK 54 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAK CREEK PARCEL 2 UNIT 2A |
| Legal Tract | 9CO |
| Legal Block | 54 |
| Legal Lot Number | 4 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 13702 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1438 SOURWOOD DR, RUSKIN, FL 33570-6601 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2023 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 7, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| May 20, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Sep 7, 2018 | Grant Deed, Transfer · VA Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on Record |
| Deed Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 2018360607 |
| Deed Book / Page | 26045 / 1030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1438 SOURWOOD DR, RUSKIN, FL 33570-6601 |
| Document Number | 0000479345 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025479345 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 00853 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Document Number | 0000541632 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023541632 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Document Number | 2021314569 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021314569 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Document Number | 0000086507 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7049 TOWERING SPRUCE DR RIVERVIEW FL 335788957, RIVERVIEW, FL 33578-8957 |
| Document Number | 0000086507 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 86507 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Document Number | 0266751671 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7049 TOWERING SPRUCE DR RIVERVIEW FL 335788957, RIVERVIEW, FL 33578-8957 |
| Document Number | 0266751671 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 026675/001671 |
| Instrument | 236256 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 7, 2018 |
| Property Address | 7049 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957 |
| Document Number | 0260451030 |
| Book / Page | 026045 / 001030 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 360607 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,013.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7049 TOWERING SPRUCE DR RIVERVIEW FL 335788957, RIVERVIEW, FL 33578-8957 |
| Document Number | 260451032 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 026045/001032 |
| Instrument | 360608 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,899 (-8.2%) Land $17,490 Building $157,409 | $174,899 (-8.2%) Land $17,490 Building $157,409 | |
| 2025 | $4,289.00 (+428.2%) | $190,530 (+46.2%) Land $19,053 Building $171,477 | $190,530 (+3.52%) Land $19,053 Building $171,477 |
| 2023 | $812.00 (-64.49%) Disabled Person's exemption Veteran's exemption | $130,321 (+3%) | $184,054 (+7.22%) Land $18,405 Building $165,649 |
| 2022 | $2,287.00 Homeowner's exemption | $126,525 | $171,668 Land $17,167 Building $154,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 208 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 27 (2008–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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