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7047 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 7047 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,120 sqft · built 2018
Lot Size0.025 acres (1,106 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Apr 2024)
Tax Bill$4,104 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN076151-1566

Property Details

APN / Parcel Number

Primary APN076151-1566
Alternative APN
  • U1830209CO000054000050

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,120 sqft Living Area
Gross Area1,200 sqft
1st Floor Area544 sqft
2nd Floor Area1,088 sqft
Upper Floors Area32 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511566
Street Address7047 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8957
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 5 BLOCK 54
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block54
Legal Lot Number5
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5305 61ST TER N, SAINT PETERSBURG, FL 33709-2069
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 27, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Sep 7, 2018Special Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2024 · Amount on Record
Deed SaleApr 10, 2024 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Document Number2024147031
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 10, 2024
Property Address7047 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
Document Number0000147031
Map ReferenceMB 113 PG 246-258
Instrument DateApr 8, 2024
Instrument2024147031
Transaction TypeTransfer
Record UpdatedMay 6, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3620 NATURAL TRACE ST, PLANT CITY, FL 33565-5986

Transferred To (Grantee/Buyer)

NameVerified Name
Address5305 61ST TER N, SAINT PETERSBURG, FL 33709-2069

Mortgage

Document Number0000147032
DateApr 10, 2024
Instrument2024147032
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 27, 2021
Property Address7047 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
Document Number2021542943
Map ReferenceMB 113 PG 246-258
Instrument DateOct 25, 2021
Instrument2021542943
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyMASTERPIECE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4950 GEVENORS DRIVE #221221, 4950, FOREST PARK, GA 30297

Transferred To (Grantee/Buyer)

NameVerified Name
Address7047 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957

Mortgage

Document Number2021542944
DateOct 27, 2021
Instrument2021542944
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

September 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 7, 2018
Property Address7047 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
Document Number0000361247
Book / Page26046 / 0761
Map ReferenceMB 113 PG 246-258
Instrument DateAug 28, 2018
Instrument2018361247
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$976.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3922 COCONUT PALM DR STE 108, 3922, TAMPA, FL 33619-1389

Transferred To (Grantee/Buyer)

NameVerified Name
Address7047 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957

Mortgage

Document Number0000361248
DateSep 7, 2018
Instrument2018361248
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,987 (-8.53%) Land $16,499 Building $148,488$164,987 (-8.53%) Land $16,499 Building $148,488
2025$4,104.00 (+36.62%)$180,378 (+7.18%) Land $18,038 Building $162,340$180,378 (+2.95%) Land $18,038 Building $162,340
2023$3,004.00 (+2.46%) Homeowner's exemption$168,290 (+3%)$175,207 (+7.23%) Land $17,521 Building $157,686
2022$2,932.00 Homeowner's exemption$163,388 Land $16,339 Building $147,049$163,388 Land $16,339 Building $147,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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