7035 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 7035 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,240 sqft · built 2018
Lot Size0.025 acres (1,106 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Jul 2020)
Tax Bill$2,786 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN076151-1574

Property Details

APN / Parcel Number

Primary APN076151-1574
Alternative APN
  • U1830209CO000055000030

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area1,384 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511574
Street Address7035 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8957
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 3 BLOCK 55
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block55
Legal Lot Number3
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

7035 Towering Spruce Dr, a townhouse, is owned and occupied by an individual who bought it in July 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address7035 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORPORATION
Sep 20, 2018Grant Deed, Transfer · FHA Mortgage
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2020 · Amount on File
Deed SaleJul 9, 2020 · Amount on File
Prior SaleSep 20, 2018 · Amount on File
Deed Document Number2020278448
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 9, 2020
Property Address7035 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
Document Number0000278448
Map ReferenceMB 113 PG 246-258
Instrument DateJun 26, 2020
Instrument2020278448
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCOAST TO COAST TITLE AND ESC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,113.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18021 PROMENADE PARK LN # LN308, 18021, LUTZ, FL 33548-7951

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 552, BRANDON, FL 33509-0552

Mortgage

Document Number0000278449
DateJul 9, 2020
Instrument2020278449
Lender
NameAMERIFIRST FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 20, 2018
Property Address7035 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8957
Document Number0260791690
Book / Page026079 / 001690
Instrument DateSep 17, 2018
Instrument381336
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,048.55
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7035 TOWERING SPRUCE DR RIVERVIEW FL 335788957, RIVERVIEW, FL 33578-8957

Mortgage

Document Number260791692
DateSep 20, 2018
Book Page026079/001692
Instrument381337
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7035 Towering Spruce Dr was $2,786 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,022 (+2.7%)$174,899 (-8.2%) Land $17,490 Building $157,409
2025$2,786.00 Homeowner's exemption$149,973$190,530 Land $19,053 Building $171,477
2023$2,538.00 (+2.46%) Homeowner's exemption$141,501 (+3%)$184,054 (+7.22%) Land $18,405 Building $165,649
2022$2,477.00 Homeowner's exemption$137,380$171,668 Land $17,167 Building $154,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7035 Towering Spruce Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7035 Towering Spruce Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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