7048 Shadowridge Dr, Waterville, OH 43566 Property Records

Lucas County property record for 7048 Shadowridge Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,918 sqft · built 2004
Lot Size	0.366 acres (15,976 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2022)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-61075`

Property Details

APN / Parcel Number

Primary APN	`96-61075`
Alternative APN	`46074097`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
1st Floor Area	1,484 sqft
2nd Floor Area	434 sqft
Basement Area	920 sqft

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	15,976 sqft (0.366 acres)
Lot Width	105 ft Width
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7048 SHADOWRIDGE DR
City	WATERVILLE
State	OH
Zip	43566-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	WATERVILLE MEADOWS PLAT FI VE LOT 89
Legal Subdivision	WATERVILLE MEADOWS PLAT FI VE
Legal Lot Number	89
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2018
Census Tract	8905

Owner

7048 Shadowridge Dr is owned and occupied by an individual who bought it in June 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7048 SHADOWRIDGE DR, WATERVILLE, OH 43566-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 21, 2017	Grant Deed, Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Aug 21, 2017 · Amount on File
Deed Document Number	22104629
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 14, 2022
Property Address	7048 SHADOWRIDGE DR, WATERVILLE, OH 43566-1722
Document Number	0000026851
Map Reference	OR 200310010072624
Instrument Date	Jun 10, 2022
Instrument	202206140026851
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7048 SHADOWRIDGE DR, WATERVILLE, OH 43566-1722

Mortgage

Document Number	0000026852
Date	Jun 14, 2022
Instrument	202206140026852

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 21, 2017
Property Address	7048 SHADOWRIDGE DR, WATERVILLE, OH 43566-1722
Document Number	0000036565
Instrument Date	Aug 17, 2017
Instrument	36565
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	LOUISVILLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7048 SHADOWRIDGE DR WATERVILLE OH 435661722, WATERVILLE, OH 43566-1722

Mortgage

Document Number	36566
Date	Aug 21, 2017
Instrument	36566

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	CLEVELAND, OH 44107

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	7048 SHADOWRIDGE DR, WATERVILLE, OH 43566-1722
Document Number	0000022062
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7048 SHADOWRIDGE DR WATERVILLE OH 435661722, WATERVILLE, OH 43566-1722

Mortgage

Document Number	0000022062
Date	May 31, 2017
Instrument	22062

Lender

Name	KEYBANK USA
Type	Bank
Address	WATERVILLE, OH 43566

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7048 Shadowridge Dr was $6,212, up 4.5% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,212.00 (+4.49%)	$122,675 (-) Land $21,805 Building $100,870
2024	$5,945.00 (+27.77%)	$122,675 (+43.88%) Land $21,805 Building $100,870	$350,500 Land $62,300 Building $288,200
2023	$4,653.00 (-0.96%)	$85,260 (-) Land $16,765 Building $68,495
2022	$4,698.00 Homeowner's exemption	$85,260 Land $16,765 Building $68,495
2021			$243,600 Land $47,900 Building $195,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7048 Shadowridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7048 Shadowridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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