7033 Shadowridge Dr, Waterville, OH 43566 Property Records

Lucas County property record for 7033 Shadowridge Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 2005
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2014)
Tax Bill	$5,611 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-61065`

Property Details

APN / Parcel Number

Primary APN	`96-61065`
Alternative APN	`46074087`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
1st Floor Area	1,160 sqft
2nd Floor Area	1,130 sqft
Basement Area	1,160 sqft

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	12,000 sqft (0.275 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Porch	Porch
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7033 SHADOWRIDGE DR
City	WATERVILLE
State	OH
Zip	43566-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	WATERVILLE MEADOWS PLAT FI VE LOT 79
Legal Subdivision	WATERVILLE MEADOWS PLAT FI VE
Legal Lot Number	79
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2022
Census Tract	8905

Owner

7033 Shadowridge Dr is owned and occupied by two individuals who acquired it in October 2019.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7033 SHADOWRIDGE DR, WATERVILLE, OH 43566-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 30, 2019	Quit Claim Deed, Transfer LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2014 · Amount on File
Deed Sale	May 6, 2014 · Amount on File
Prior Sale	May 6, 2014 · Amount on File
Deed Document Number	0000017100
Last Transfer Date	Oct 30, 2019
Transfer Doc	0000044268
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	7033 SHADOWRIDGE DR, WATERVILLE, OH 43566-1721
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7033 SHADOWRIDGE DR, WATERVILLE, OH 43566-1721

Mortgage

Document Number	0000029970
Date	Sep 14, 2023
Instrument	202309140029970

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	262 Months
Due	Jul 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	7033 SHADOWRIDGE DR, WATERVILLE, OH 43566-1721
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7033 SHADOWRIDGE DR, WATERVILLE, OH 43566-1721

Mortgage

Document Number	0000049282
Date	Sep 17, 2021
Instrument	202109170049282

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 7, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 30, 2019
Property Address	7033 SHADOWRIDGE DR, WATERVILLE, OH 43566-1721
Document Number	0000044268
Instrument Date	Oct 28, 2019
Instrument	44268
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7033 SHADOWRIDGE DR WATERVILLE OH 435661721, WATERVILLE, OH 43566-1721

Tax Assessment & Valuation

The 2025 property tax bill for 7033 Shadowridge Dr was $5,611, up 4.5% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,611.00 (+4.55%)	$110,635 (-) Land $19,950 Building $90,685
2024	$5,367.00 (-1.61%)	$110,635 (+10.8%) Land $19,950 Building $90,685	$316,100 Land $57,000 Building $259,100
2023	$5,455.00 (-0.94%)	$99,855 (-) Land $14,525 Building $85,330
2022	$5,507.00 Homeowner's exemption	$99,855 Land $14,525 Building $85,330
2021			$285,300 Land $41,500 Building $243,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7033 Shadowridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7033 Shadowridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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