7003 E Lake Cir, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 7003 E Lake Cir, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,265 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$1,565,000 (Jun 2026)
Tax Bill	$17,455 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2075-20-1-25-019`

Property Details

APN / Parcel Number

Primary APN	`2075-20-1-25-019`
Alternative APNs	`034961062` `34961062` `961062`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,265 sqft Living Area
Gross Area	5,872 sqft
1st Floor Area	1,505 sqft
2nd Floor Area	1,760 sqft
Basement Area	1,505 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Concrete
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	792 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034961062
Street Address	7003 E LAKE CIR
City	CENTENNIAL
State	CO
Zip	80111-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-PSF
Legal Description	SUBDIVISIONCD 062763 SUBDIVISIONNAME VERONA ESTATES 1ST FLG BLOCK 003 LOT 019 LOT 19 BLK 3 VERONA ESTATES 1ST FLG
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	1
Legal Subdivision	VERONA ESTATES 1ST FLG
Legal Block	003,3
Legal Lot Number	19
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1000
Census Tract	6711

Owner

7003 E Lake Cir is owned and occupied by an individual who bought it in June 2026.

Source: Arapahoe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jun 3, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
May 16, 2025	Intrafamily Transfer, Transfer
May 16, 2025	Intrafamily Transfer, Transfer
May 16, 2025	Intrafamily Transfer, Transfer
Oct 8, 2019	Grant Deed, Transfer INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	202638387
Prior Transfer Date	Apr 11, 2025
Prior Transfer Doc	0000034326
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1184365
Date	Dec 3, 2021
Instrument	E1184365

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 3, 2026
Property Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	0000038387
Instrument Date	May 12, 2026
Instrument	202638387
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,806.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	0000038388,
Date	Jun 3, 2026
Instrument	202638388

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	May 16, 2025
Property Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00E5034327
Instrument Date	Apr 11, 2025
Instrument	E5034327
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003E E LAKE CIR, CENTENNIAL, CO 80111-7004

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	May 16, 2025
Property Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00E5034328
Instrument Date	Apr 11, 2025
Instrument	E5034328
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	May 16, 2025
Property Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00E5034326
Instrument Date	Apr 11, 2025
Instrument	E5034326
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 8, 2019
Property Address	7003 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D9107450
Instrument Date	Sep 30, 2019
Instrument	D9107450
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7003 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	D9107451
Date	Oct 8, 2019
Instrument	D9107451

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7003 E Lake Cir was $17,455, down 6.9% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,751 (+3.65%)	$1,478,100 (-) Land $462,000 Building $1,016,100
2025	$17,455.00 (-6.85%)	$92,381	$1,478,100 Land $462,000 Building $1,016,100
2024	$18,739.00
2023		$111,260	$1,715,600 Land $448,000 Building $1,267,600
2021	$17,037.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7003 E Lake Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7003 E Lake Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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