7043 E Lake Cir, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 7043 E Lake Cir, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,981 sqft · built 2018
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Jan 2019)
Tax Bill	$19,304 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2075-20-1-25-016`

Property Details

APN / Parcel Number

Primary APN	`2075-20-1-25-016`
Alternative APNs	`034961038` `34961038` `961038`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,981 sqft Living Area
Gross Area	6,545 sqft
1st Floor Area	1,747 sqft
2nd Floor Area	2,108 sqft
Basement Area	1,747 sqft
Finished Basement	1,152 sqft
Unfinished Basement	595 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Concrete
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	703 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	587 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034961038
Street Address	7043 E LAKE CIR
City	CENTENNIAL
State	CO
Zip	80111-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-PSF
Legal Description	SUBDIVISIONCD 062763 SUBDIVISIONNAME VERONA ESTATES 1ST FLG BLOCK 003 LOT 016 LOT 16 BLK 3 VERONA ESTATES 1ST FLG
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	1
Legal Subdivision	VERONA ESTATES 1ST FLG
Legal Block	003,3
Legal Lot Number	16
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1000
Census Tract	6711

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7043 E LAKE CIR, CENTENNIAL, CO 80111-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Intrafamily Transfer, Transfer COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2019	Grant Deed, Transfer INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	20193164
Last Transfer Date	Aug 30, 2022
Transfer Doc	0000092724
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ARAPAHOE CO
Recording Date	Sep 7, 2022
Property Address	7043 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00E2092724
Instrument Date	Aug 30, 2022
Instrument	E2092724
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7043 E LAKE CIR, CENTENNIAL, CO 80111-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7043 E LAKE CIR, CENTENNIAL, CO 80111-7004

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7043 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0081246
Date	Jul 6, 2020
Instrument	E0081246

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jan 11, 2019
Property Address	7043 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D9003164
Instrument Date	Dec 24, 2018
Instrument	D9003164
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7043 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	D9003165
Date	Jan 11, 2019
Instrument	D9003165

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,216 (+4.13%)	$1,632,000 (-) Land $369,600 Building $1,262,400
2025	$19,304.00 (-8.07%)	$102,000 (-18.08%)	$1,632,000 (-14.7%) Land $369,600 Building $1,262,400
2024	$20,999.00 (+19.08%)
2023		$124,506	$1,913,300 Land $448,000 Building $1,465,300
2021	$17,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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