7046 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 7046 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 7,188 sqft · built 1996
Lot Size	0.671 acres (29,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000,000 (Jul 2022)
Tax Bill	$86,743 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-38-42-004-000-0025.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`17-38-42-004-000-0025.0-9-0000`
Alternative APNs	`17-38-42-004-000-00250-9` `46192`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	7,630 sqft Living Area
Gross Area	8,128 sqft
1st Floor Area	4,754 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	29,229 sqft (0.671 acres)
Garage Type	Attached
Garage Area	168 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	960 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	1,526 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46192
Street Address	7046 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SAILFISH POINT PLAT 27 LOT 25
Legal Range	42E
Legal Township	38S
Legal Section	17
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1004
Census Tract	100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7046 SE HARBOR CIR, STUART, FL 34996-1922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	20222971714
Deed Book / Page	3325 / 2705
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 21, 2022
Property Address	7046 SE HARBOR CIR, STUART, FL 34996-1922
Document Number	0033252705
Book / Page	3325 / 2705
Map Reference	MB 11 PG 92
Instrument Date	Jul 15, 2022
Instrument	2971714
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2824 SE DUNE DR APT 2401, 2824, STUART, FL 34996-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7046 SE HARBOR CIR, STUART, FL 34996-1922

Mortgage

Document Number	0033252708
Date	Jul 21, 2022
Instrument	3325/2708

Lender

Name	WILLIAM LASKY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	36 Months
Due	Jul 15, 2025

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$86,743.00 Additional exemption filed	$5,447,985 (+5.99%)	$5,999,690 (+16.72%) Land $4,235,000 Building $1,764,690
2023	$86,520.00 (+45.22%) Additional exemption filed	$5,140,240 (+44.89%) Land $3,327,500 Building $1,812,740	$5,140,240 (+14.8%) Land $3,327,500 Building $1,812,740
2022	$59,579.00 Homeowner's exemption	$3,547,716	$4,477,660 Land $2,750,000 Building $1,727,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20