7039 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 7039 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 4,678 sqft · built 2007
Lot Size0.417 acres (18,165 sqft)
Owner2 Individual Names on Record
Last Sale$2,550,000 (Jun 2008)
Tax Bill$21,655 (2025)
Flood ZoneZone X (minimal risk)
APN17-38-42-004-000-0028.0-3-0000

Property Details

APN / Parcel Number

Primary APN17-38-42-004-000-0028.0-3-0000
Alternative APNs
  • 17-38-42-004-000-00280-3
  • 46195

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area4,678 sqft Living Area
Gross Area5,511 sqft
1st Floor Area4,678 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area18,165 sqft (0.417 acres)
Garage TypeAttached
Garage Area833 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area1,195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number46195
Street Address7039 SE HARBOR CIR
CitySTUART
StateFL
Zip34996-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionSAILFISH POINT PLAT 27 LOT 28
Legal Range42E
Legal Township38S
Legal Section17
Legal SubdivisionSAILFISH POINT
Legal Block1
Legal Lot Number28
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1004
Census Tract100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7039 SE HARBOR CIR, STUART, FL 34996-1923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2008 · Amount on Record
Deed SaleJun 9, 2008 · Amount on Record
Prior SaleFeb 7, 2003 · Amount on Record
Deed Document Number20088837
Deed Book / Page2333 / 811
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,655.00 (-1.01%) Additional exemption filed$1,370,056 (+5.99%)$2,791,810 (+0.26%) Land $1,050,000 Building $1,741,810
2024$21,876.00 (+1.5%)
2023$21,553.00 (+3.17%) Additional exemption filed$1,292,666 (+3%)$2,784,620 (+25.93%) Land $1,000,000 Building $1,784,620
2022$20,890.00 Homeowner's exemption$1,255,016$2,211,160 Land $700,000 Building $1,511,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 390 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,299 units insured
incl. 909 condo units
Nearby Flood Claims70 (1984–2023)
Claims Outside the SFHA6 of 70
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAILFISH POINT
private · serves 1,145 people · EPA ID FL4434000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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