Martin County property record for 7038 SE Harbor Cir, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 6,214 sqft · built 1992 |
| Lot Size | 0.509 acres (22,172 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,197,700 (Jul 2016) |
| Tax Bill | $46,808 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-38-42-004-000-0021.0-8-0000 |
| Primary APN | 17-38-42-004-000-0021.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 6,214 sqft Living Area |
| Gross Area | 6,892 sqft |
| 1st Floor Area | 3,865 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 22,172 sqft (0.509 acres) |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 760 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 385 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 46188 |
|---|---|
| Street Address | 7038 SE HARBOR CIR |
| City | STUART |
| State | FL |
| Zip | 34996-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | SAILFISH POINT PLAT 27 LOT 21 |
| Legal Range | 42E |
| Legal Township | 38S |
| Legal Section | 17 |
| Legal Subdivision | SAILFISH POINT |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7038 SE HARBOR CIR, STUART, FL 34996-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2016 · Amount on Record |
| Deed Sale | Jul 6, 2016 · Amount on Record |
| Prior Sale | Nov 17, 1997 · Amount on Record |
| Deed Document Number | 20162583846 |
| Deed Book / Page | 2864 / 1689 |
| Prior Transfer Date | Jun 30, 2016 |
| Prior Transfer Doc | 0028641689 |
| Record Updated | Oct 29, 2026 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,808.00 (-1.08%) Homeowner's exemption | $2,945,952 (+6.33%) | $5,554,290 (+14.43%) Land $3,500,000 Building $2,054,290 |
| 2024 | $47,318.00 (+1.74%) | ||
| 2023 | $46,509.00 (+3.12%) Additional exemption filed | $2,770,639 (+3%) | $4,853,820 (+13.45%) Land $2,750,000 Building $2,103,820 |
| 2022 | $45,104.00 Homeowner's exemption | $2,689,941 | $4,278,540 Land $2,500,000 Building $1,778,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 390 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,299 units insured incl. 909 condo units |
| Nearby Flood Claims | 70 (1984–2023) |
| Claims Outside the SFHA | 6 of 70 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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