Warren County property record for 7045 Howard Rd, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 1955 |
| Lot Size | 0.613 acres (34,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,900 (Aug 1985) |
| Tax Bill | $2,328 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-31-454-011-0 |
| Primary APN | 04-31-454-011-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,580 sqft |
| 1st Floor Area | 968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Lot Area | 34,560 sqft (0.613 acres) |
| Lot Dimensions | 409 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 171 sqft |
| Deck Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1424386 |
|---|---|
| Street Address | 7045 HOWARD RD |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BELLVIEW LOT 23 |
| Legal Subdivision | BELLVIEW |
| Legal Block | 386 |
| Legal Lot Number | 23 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30600 |
7045 Howard Rd is owned and occupied by an individual who acquired it in October 2003.
Source: Warren County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7045 HOWARD RD, FRANKLIN, OH 45005-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1985 · Amount on File |
| Deed Sale | Aug 13, 1985 · Amount on File |
| Prior Sale | Aug 13, 1985 · Amount on File |
| Last Transfer Date | Oct 14, 2003 |
| Transfer Doc | 0033230888 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7045 HOWARD RD, FRANKLIN, OH 45005-2316 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008572 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023-008572 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 25, 2048 |
The 2025 property tax bill for 7045 Howard Rd was $2,328, down 1.1% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,328.00 (-1.06%) | $52,320 Land $15,710 Building $36,610 | $149,490 Land $44,890 Building $104,600 |
| 2024 | $2,353.00 (+18.6%) | ||
| 2023 | $1,984.00 (+5.03%) Homeowner's exemption | $39,666 (-) Land $9,863 Building $29,803 | |
| 2022 | $1,889.00 Homeowner's exemption | $39,666 Land $9,863 Building $29,803 | $113,330 (-) Land $28,180 Building $85,150 |
| 2021 | $113,330 Land $28,180 Building $85,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7045 Howard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7045 Howard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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