7009 Howard Rd, Franklin, OH 45005 Property Records

Warren County property record for 7009 Howard Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,968 sqft · built 1962
Lot Size	0.364 acres (16,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Jul 2013)
Tax Bill	$2,946 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-31-454-017-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-454-017-0`
Alternative APNs	`0431454017` `431454017` `1427857`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,424 sqft
Basement Area	544 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	16,016 sqft (0.364 acres)
Lot Dimensions	176 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1427857
Street Address	7009 HOWARD RD
City	FRANKLIN
State	OH
Zip	45005-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BELLVIEW LOT 25
Legal Subdivision	BELLVIEW
Legal Block	857
Legal Lot Number	25
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	30600

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7009 HOWARD RD, FRANKLIN, OH 45005-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2013 · Amount on Record
Deed Sale	Jul 23, 2013 · Amount on Record
Deed Document Number	2013928619
Deed Book / Page	5875 / 672
Last Transfer Date	Feb 24, 2022
Transfer Doc	0000007864
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7009 HOWARD RD, FRANKLIN, OH 45005-2316
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7009 HOWARD RD, FRANKLIN, OH 45005-2316

Mortgage

Document Number	0000004621
Date	Mar 7, 2024
Instrument	2024-004621

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2054

Interest

Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Mar 7, 2022
Property Address	7009 HOWARD RD, FRANKLIN, OH 45005-2316
Document Number	0000007864
Map Reference	MB 3 PG 9
Instrument Date	Feb 24, 2022
Instrument	2022-007864
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7009 HOWARD RD, FRANKLIN, OH 45005-2316

Mortgage

Document Number	0000007865
Date	Mar 7, 2022
Instrument	2022-007865

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7009 HOWARD RD, FRANKLIN, OH 45005-2316
Document Number	0000001401
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7009 HOWARD RD FRANKLIN OH 450052316, FRANKLIN, OH 45005-2316

Mortgage

Document Number	0000001401
Date	Jan 11, 2021
Instrument	1401

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7009 HOWARD RD, FRANKLIN, OH 45005-2316
Document Number	0000003096
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7009 HOWARD RD FRANKLIN OH 450052316, FRANKLIN, OH 45005-2316

Mortgage

Document Number	0000003096
Date	Jan 28, 2020
Instrument	3096

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,946.00 (-1.11%)	$66,600 (+28.82%) Land $14,210 Building $52,390	$190,280 (+28.82%) Land $40,590 Building $149,690
2024	$2,979.00 (+15.87%)
2023	$2,571.00 (+4.38%) Homeowner's exemption	$51,699 (-) Land $8,918 Building $42,781
2022	$2,463.00 Homeowner's exemption	$51,699 Land $8,918 Building $42,781	$147,710 (-) Land $25,480 Building $122,230
2021			$147,710 Land $25,480 Building $122,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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