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7044 Summit Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 7044 Summit Cir, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,113 sqft · built 2005
Lot Size0.22 acres (9,596 sqft)
OwnerIndividual Name on File
Last Sale$369,900 (Feb 2026)
Tax Bill$1,900 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-29-06-855572-001220

Property Details

APN / Parcel Number

Primary APN27-29-06-855572-001220
Alternative APNs
  • 062927855572001220
  • 62927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,113 sqft Living Area
Gross Area2,597 sqft
1st Floor Area2,113 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area9,596 sqft (0.22 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft
PorchScreened/Unfinished Porch
Porch Area376 sqft
Shed1 Shed

Location & Zoning

Street Address7044 SUMMIT CIR
CityWINTER HAVEN
StateFL
Zip33884-2767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE II PB 125 PGS 42-43 LOT 122
Legal Range27E
Legal Township29S
Legal Section06
Legal SubdivisionSUMMIT EAST PHASE II
Legal PhaseII
Legal Tract855572
Legal Block1
Legal Lot Number122
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1038
Census Tract14123

Owner

Source: Polk County records · APN 27-29-06-855572-001220

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7044 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Warranty Deed, Transfer · FHA Mortgage
PNC BANK NA
Dec 06, 2018Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleJun 29, 2015 · Amount on Record
Deed Document Number202649019
Deed Book / Page13899 / 40
Prior Transfer DateApr 30, 2025
Prior Transfer Doc0000117297
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 27, 2026
Property Address7044 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number0000049019
Book / Page13899 / 40
Map ReferenceMB 125 PG 42&43
Instrument DateFeb 11, 2026
Instrument2026049019
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyCITRUS CLOSING GROUP TAMPA L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,589.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5410 S WILLIAMSON BLVD # BLVD12-107, BLVD12-107, PORT ORANGE, FL 32128-7300

Transferred To (Grantee/Buyer)

NameVerified Name
Address7044 SUMMIT CIR, WINTER HAVEN, FL 33884-2767

Mortgage

Document Number0001389942
DateFeb 27, 2026
Instrument13899/42
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7044 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number0107020230
Instrument DateDec 06, 2018
Transaction TypeMortgage
Record UpdatedJan 08, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7044 SUMMIT CIR WINTER HAVEN FL 338842767, WINTER HAVEN, FL 33884-2767

Mortgage

Document Number0107020230
DateDec 19, 2018
Book Page010702/000230
Instrument262384
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 18, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,900.00 (+1.88%) Homeowner's exemption$150,106 (+5.99%)$286,442 (-16.42%) Land $42,000 Building $244,442
2023$1,865.00 (+3.5%) Homeowner's exemption$141,627 (+3%)$342,727 (+16.24%) Land $40,000 Building $302,727
2022$1,802.00 Homeowner's exemption$137,502$294,833 Land $34,000 Building $260,833

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 877 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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