7038 Summit Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 7038 Summit Cir, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2005
Lot Size	0.202 acres (8,777 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Dec 2014)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855572-001190`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855572-001190`
Alternative APNs	`062927855572001190` `62927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,777 sqft (0.202 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	164 sqft

Location & Zoning

Street Address	7038 SUMMIT CIR
City	WINTER HAVEN
State	FL
Zip	33884-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT EAST PHASE II PB 125 PGS 42-43 LOT 119
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	SUMMIT EAST PHASE II
Legal Phase	II
Legal Tract	855572
Legal Block	1
Legal Lot Number	119
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1038
Census Tract	14123

Owner

Source: Polk County records · APN 27-29-06-855572-001190

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7038 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2014 · Amount on Record
Deed Sale	Dec 12, 2014 · Amount on Record
Prior Sale	Oct 02, 2014 · Amount on Record
Deed Document Number	2014210728
Deed Book / Page	9408 / 263
Prior Transfer Date	Nov 10, 2013
Prior Transfer Doc	0000208707
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 14, 2017
Property Address	7038 SUMMIT CIR, WINTER HAVEN, FL 33884-2767
Document Number	0103140063
Book / Page	010314 / 000063
Instrument Date	Nov 02, 2017
Instrument	218401
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 SUMMIT CIR WINTER HAVEN FL 338842767, WINTER HAVEN, FL 33884-2767

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,190.00 (+11.63%) Homeowner's exemption	$142,493 (+5.99%)	$237,578 (-17.54%) Land $42,000 Building $195,578
2023	$1,066.00 (+5.96%) Homeowner's exemption	$134,444 (+3%)	$288,130 (+16.31%) Land $40,000 Building $248,130
2022	$1,006.00 Homeowner's exemption	$130,528	$247,716 Land $34,000 Building $213,716

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force 25 of 26 on primary residences
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Flood Events	Hurricane Frances (Sep 2004), 20 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.