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7039 Summit Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 7039 Summit Cir, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,803 sqft · built 2005
Lot Size0.185 acres (8,050 sqft)
Owner2 Company Names on File
Last Sale$49,500 (Mar 2015)
Tax Bill$4,341 (2025)
Deeds & MortgagesApr 2026 Sale
Dec 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-29-06-855572-001240

Property Details

APN / Parcel Number

Primary APN27-29-06-855572-001240
Alternative APNs
  • 062927855572001240
  • 62927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,803 sqft Living Area
Gross Area2,243 sqft
1st Floor Area1,803 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area8,050 sqft (0.185 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchScreened/Unfinished Porch
Porch Area200 sqft

Location & Zoning

Street Address7039 SUMMIT CIR
CityWINTER HAVEN
StateFL
Zip33884-2762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE II PB 125 PGS 42-43 LOT 124
Legal Range27E
Legal Township29S
Legal Section06
Legal SubdivisionSUMMIT EAST PHASE II
Legal PhaseII
Legal Tract855572
Legal Block1
Legal Lot Number124
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1052
Census Tract14123

Owner

Source: Polk County records · APN 27-29-06-855572-001240

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address7310 BENT GRASS LOOP, WINTER HAVEN, FL 33884-4831
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 11, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 15, 2021Deed of Trust, Mortgage · FHA Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2015 · Amount on Record
Deed SaleMar 16, 2015 · Amount on Record
Prior SaleNov 05, 2004 · Amount on Record
Deed Document Number201546874
Deed Book / Page9476 / 1030
Last Transfer DateMar 09, 2026
Transfer Doc0000092683
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 20, 2026
Property Address7039 SUMMIT CIR, WINTER HAVEN, FL 33884-2762
Document Number0000092683
Book / Page13963 / 1874
Instrument DateMar 09, 2026
Instrument2026.92683
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7310 BENT GRASS LOOP, WINTER HAVEN, FL 33884-4831

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 11, 2025
Property Address7039 SUMMIT CIR, WINTER HAVEN, FL 33884-2762
Document Number0000290213
Book / Page13807 / 1080
Instrument DateDec 05, 2025
Instrument2025290213
Transaction TypeTransfer
Record UpdatedJan 01, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7310 BENT GRASS LOOP, WINTER HAVEN, FL 33884-4831

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7310 BENT GRASS LOOP, WINTER HAVEN, FL 33884-4831

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7039 SUMMIT CIR, WINTER HAVEN, FL 33884-2762
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096622
DateApr 15, 2021
Book Page11670/1687
Instrument2021096622
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term171 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,341.00 (-4.3%)$232,214 (-17.51%) Land $42,000 Building $190,214$232,214 (-17.51%) Land $42,000 Building $190,214
2024$4,536.00 (+1.96%)
2023$4,449.00 (+11.36%)$281,520 (+16.92%) Land $40,000 Building $241,520$281,520 (+16.92%) Land $40,000 Building $241,520
2022$3,995.00$240,773 Land $34,000 Building $206,773$240,773 Land $34,000 Building $206,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims24 (1979–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 877 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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