Winchester City property record for 704 Watson Ave, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 2003 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jun 2026) |
| Tax Bill | $1,659 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-01-M-146 |
| Primary APN | 154-01-M-146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,312 sqft (0.099 acres) |
| Lot Dimensions | 108 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4657 |
|---|---|
| Street Address | 704 WATSON AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-5300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | ORCHARD TERR MSD BLA L-146 E S 704 WATSON AVENUE |
| Legal Subdivision | ORCHARD TERR |
| Legal Lot Number | 146 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 102 |
Source: Winchester City records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OAS STAFF FEDERAL CREDIT UNION |
| Jun 15, 2026 | Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE |
| Nov 16, 2023 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Jul 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 27, 2019 | Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Nov 16, 2023 · Amount on Record |
| Deed Document Number | 20261275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jul 7, 2026 |
| Property Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 0000001426 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 0000001426, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20261426 |
| Name | OAS STAFF FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jun 15, 2026 |
| Property Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 0000001275 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261275 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | TITLE RESOURCE GROUPCCS, TITLE RESOURCES GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,280.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 0000001276, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20261276 |
| Name | HOME MORTGAGE ALLIANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Nov 16, 2023 |
| Property Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 0230002023 |
| Map Reference | DOC 20001877 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 230002023 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | ONE CONQUEST TITLE AND ESCROW, ONE CHOICE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 0230002024 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 230002024 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0170001697 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 170001697 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Sep 27, 2019 |
| Property Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 190001939 |
| Map Reference | DOC 030003491 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 190001939 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 704 WATSON AVE, WINCHESTER, VA 22601-5300 |
| Document Number | 190001940 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 190001940 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,659.00 | $208,700 (-) Land $40,000 Building $168,700 | |
| 2025 | $1,659.00 (+19.27%) | $208,700 (+24.45%) Land $40,000 Building $168,700 | $208,700 (+24.45%) Land $40,000 Building $168,700 |
| 2023 | $1,391.00 (+20.54%) | $167,700 Land $40,000 Building $127,700 | $167,700 Land $40,000 Building $127,700 |
| 2022 | $1,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures