704 Rivera Rd, Lady Lake, FL 32159 Property Records

Sumter County property record for 704 Rivera Rd, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1994
Lot Size	0.373 acres (16,238 sqft)
Owner	2 Individual Names on File
Last Sale	$274,325 (Jun 2018)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`121823D12C105`

Property Details

APN / Parcel Number

Primary APN	`121823D12C105`
Alternative APNs	`D12C105` `1011264`

Interior

Building Area	1,500 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,500 sqft
Utility Area	156 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Lot Area	16,238 sqft (0.373 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Screened Porch
Porch Area	192 sqft

Location & Zoning

Street Address	704 RIVERA RD
City	LADY LAKE
State	FL
Zip	32159-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105 THE VILLAGES OF SUMTER UNIT 2 PLAT BOOK 4 PAGES 100-100G
Legal Range	23E
Legal Township	18S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	105
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1005
Census Tract	910800

Owner

Source: Sumter County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	704 RIVERA RD, LADY LAKE, FL 32159-8733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC
Jun 5, 2018	Quit Claim Deed, Transfer PENINSULA LAND AND TITLE
Jun 5, 2018	Quit Claim Deed, Transfer PENINSULA LAND AND TITLE
Jun 5, 2018	Quit Claim Deed, Transfer PENINSULA LAND AND TITLE
Jun 5, 2018	Warranty Deed, Transfer PENINSULA LAND AND TITLE
Jun 5, 2018	Quit Claim Deed, Transfer PENINSULA LAND AND TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Apr 9, 1999 · Amount on Record
Deed Document Number	201820412
Deed Book / Page	3421 / 239
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0034210233
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	704 RIVERA RD, THE VILLAGES, FL 32159-8733
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 RIVERA RD, THE VILLAGES, FL 32159-8733

Mortgage

Document Number	0039810184
Date	Apr 19, 2021
Book Page	3981/184
Instrument	202160021433

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	LADY LAKE, FL 32159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 25, 2031

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 5, 2018
Property Address	704 RIVERA RD, THE VILLAGES, FL 32159-8733
Document Number	0034210234
Book / Page	003421 / 000234
Instrument Date	May 9, 2018
Instrument	60020407
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13208 RED FOX RD ROGERS MN 553748714, ROGERS, MN 55374-8714

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 5, 2018
Property Address	704 RIVERA RD, THE VILLAGES, FL 32159-8733
Document Number	0034210233
Book / Page	003421 / 000233
Instrument Date	May 9, 2018
Instrument	60020406
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13208 RED FOX RD ROGERS MN 553748714, ROGERS, MN 55374-8714

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 5, 2018
Property Address	704 RIVERA RD, THE VILLAGES, FL 32159-8733
Document Number	0034210236
Book / Page	003421 / 000236
Instrument Date	May 9, 2018
Instrument	60020409
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13208 RED FOX RD ROGERS MN 553748714, ROGERS, MN 55374-8714

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 5, 2018
Property Address	704 RIVERA RD, THE VILLAGES, FL 32159-8733
Document Number	0034210239
Book / Page	003421 / 000239
Instrument Date	May 9, 2018
Instrument	60020412
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,920.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	806 N BOULDER DR PONTIAC IL 617641508, PONTIAC, IL 61764-1508

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 5, 2018
Property Address	704 RIVERA RD, THE VILLAGES, FL 32159-8733
Document Number	0034210238
Book / Page	003421 / 000238
Instrument Date	May 9, 2018
Instrument	60020411
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13208 RED FOX RD ROGERS MN 553748714, ROGERS, MN 55374-8714

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,921.00 (+1.4%) Homeowner's exemption	$353,890 (+5.98%)	$421,980 (+2.06%) Land $97,430 Building $324,550
2024	$3,867.00 (+8.17%)
2023	$3,575.00 (+3.06%) Additional exemption filed	$333,910 (+3%)	$413,450 (+6.14%) Land $64,950 Building $348,500
2022	$3,469.00 Homeowner's exemption	$324,190	$389,540 Land $64,950 Building $324,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Lumen Technologies, Verizon.

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