701 Rivera Rd, Lady Lake, FL 32159 Property Records

Sumter County property record for 701 Rivera Rd, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,608 sqft · built 1993
Lot Size	0.25 acres (10,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,474 (Oct 2024)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121823D12C103`

Property Details

APN / Parcel Number

Primary APN	`121823D12C103`
Alternative APNs	`D12C103` `1011262`

Interior

Building Area	1,608 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,608 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	10,886 sqft (0.25 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	96 sqft

Location & Zoning

Street Address	701 RIVERA RD
City	LADY LAKE
State	FL
Zip	32159-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 THE VILLAGES OF SUMTER UNIT NO 2 PB 4 PGS 100-100G
Legal Range	23E
Legal Township	18S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	103
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1005
Census Tract	910800

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	701 RIVERA RD, THE VILLAGES, FL 32159-8734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORP
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	May 24, 2023 · Amount on Record
Deed Document Number	202439745
Deed Book / Page	4726 / 666
Prior Transfer Date	Sep 27, 2024
Prior Transfer Doc	0047260666
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 24, 2023
Property Address	701 RIVERA RD, THE VILLAGES, FL 32159-8734
Document Number	0044730077
Book / Page	4473 / 77
Map Reference	MB 4 PG 100&100A-100
Instrument Date	May 11, 2023
Instrument	202360020357
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 SHADY ACRES LN, KEARNEYSVILLE, WV 25430-3585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 RIVERA RD, THE VILLAGES, FL 32159-8734

Mortgage

Document Number	0044730079
Date	May 24, 2023
Book Page	4473/79
Instrument	202360020358

Lender

Name	LOGAN FINANCE CORP
Type	Mortgage Company
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	701 RIVERA RD, THE VILLAGES, FL 32159-8734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035460706
Date	Apr 4, 2019
Book Page	3546/0706
Instrument	201960011991

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,417.00 (+1.79%)	$265,510 (+5.36%) Land $65,320 Building $200,190	$265,510 (+5.36%) Land $65,320 Building $200,190
2024	$3,357.00 (+7.6%)
2023	$3,120.00 (+3.79%)	$252,010 (+8.96%) Land $43,540 Building $208,470	$252,010 (-0.25%) Land $43,540 Building $208,470
2022	$3,006.00	$231,290	$252,640 Land $43,540 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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