Okaloosa County property record for 704 Regatta Dr, Niceville, FL 32578
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,906 sqft · built 1985 |
| Lot Size | 0.101 acres (4,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Jan 2025) |
| Tax Bill | $3,739 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-7172-6 |
| Primary APN | C56-000-592-7172-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Heated Area |
| Gross Area | 2,218 sqft |
| 1st Floor Area | 1,132 sqft |
| Upper Floors Area | 774 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Wood Truss |
| Roof Material | Clay Tile |
| Lot Area | 4,434 sqft (0.101 acres) |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 704 REGATTA DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-2447 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | WATER OAKS IV LOT 37 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Subdivision | WATER OAKS IV TOWNHOMES |
| Legal Lot Number | 37 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21101 |
704 Regatta Dr, a townhouse, is owned and occupied by an individual who bought it in January 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4477 N PLAZA DE TOROS, TUCSON, AZ 85750-6365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on File |
| Deed Sale | Jan 15, 2025 · Amount on File |
| Prior Sale | Jun 13, 2003 · Amount on File |
| Deed Document Number | 3732814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 704 REGATTA DR, NICEVILLE, FL 32578-2447 |
| Document Number | 0034734136 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 704 REGATTA DR NICEVILLE FL 325782447, NICEVILLE, FL 32578-2447 |
| Document Number | 0034734136 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 003473/004136 |
| Instrument | 3371257 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 6, 2035 |
The 2025 property tax bill for 704 Regatta Dr was $3,739 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,739.00 Homeowner's exemption | $313,005 | $429,420 Land $140,390 Building $289,030 |
| 2023 | $3,407.00 (+4.86%) Homeowner's exemption | $295,324 (+3%) | $414,615 (+11.32%) Land $140,390 Building $274,225 |
| 2022 | $3,249.00 Homeowner's exemption | $286,722 | $372,455 Land $140,390 Building $232,065 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 Regatta Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 31 (1979–2020) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Regatta Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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