608 Regatta Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 608 Regatta Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,716 sqft · built 1985
Lot Size	0.118 acres (5,122 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,100 (Aug 2019)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-7168-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7168-4`
Alternative APNs	`06-1S-22-2621-0000-0330` `22S106262100000330`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,716 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	900 sqft
Upper Floors Area	816 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	5,122 sqft (0.118 acres)
Garage Type	Detached
Garage Area	300 sqft
Porch	Enclosed/Finished Porch
Porch Area	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	608 REGATTA DR
City	NICEVILLE
State	FL
Zip	32578-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATER OAKS III T/H LOT 33
Legal Range	22W
Legal Township	01S
Legal Section	06
Legal Subdivision	WATER OAKS III T/H
Legal Lot Number	33
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2010
Census Tract	21101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 REGATTA DR, NICEVILLE, FL 32578-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 5, 2019	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Apr 25, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	20193295775
Deed Book / Page	3412 / 1810
Prior Transfer Date	Oct 2, 2013
Prior Transfer Doc	0031193797
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	608 REGATTA DR, NICEVILLE, FL 32578-2441
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 REGATTA CIR, NICEVILLE, FL 32578-2441

Mortgage

Document Number	0035362349
Date	Apr 1, 2021
Book Page	3536/2349
Instrument	3442891

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 5, 2019
Property Address	608 REGATTA DR, NICEVILLE, FL 32578-2441
Document Number	0034121810
Book / Page	003412 / 001810
Instrument Date	Jul 30, 2019
Instrument	3295775
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	608 REGATTA CIR NICEVILLE FL 325782441, NICEVILLE, FL 32578-2441

Mortgage

Document Number	34121812
Date	Aug 5, 2019
Book Page	003412/001812
Instrument	3295776

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	608 REGATTA DR, NICEVILLE, FL 32578-2441
Document Number	0033630098
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SUMMIT CT NICEVILLE FL 325789787, NICEVILLE, FL 32578-9787

Mortgage

Document Number	0033630098
Date	Aug 10, 2018
Book Page	003363/000098
Instrument	3225604

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 9, 2058

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,242.00 (+9.78%) Homeowner's exemption Veteran's exemption	$354,686 (+5.99%)	$427,197 (+3.06%) Land $140,390 Building $286,807
2023	$3,864.00 (+5.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$334,650 (+3.85%)	$414,508 (+11.96%) Land $140,390 Building $274,118
2022	$3,649.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$322,233	$370,229 Land $140,390 Building $229,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	31 (1979–2020)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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