704 Macalester St, Saint Paul, MN 55116 Property Records

Ramsey County property record for 704 Macalester St, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,798 sqft · built 1935
Lot Size	0.18 acres (7,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2003)
Tax Bill	$12,504 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-44-0085`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-44-0085`
Alternative APNs	`8168389` `195419`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	7,860 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	195419
Street Address	704 MACALESTER ST
City	SAINT PAUL
State	MN
Zip	55116-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GERARDS REARRANGEMENT LOT 7 BLK 2
Legal Range	23
Legal Township	28
Legal Section	09
Legal Subdivision	GERARDS REARRANGEMENT
Legal Block	2
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2013
Census Tract	36400

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 MACALESTER ST, SAINT PAUL, MN 55116-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2003 · Amount on Record
Deed Sale	May 6, 2003 · Amount on Record
Deed Document Number	2003311239
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	704 MACALESTER ST, SAINT PAUL, MN 55116-1463
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02703534
Date	Jun 22, 2021
Instrument	T02703534

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	6-Month T-Bill
Max Rate	8.12%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	704 MACALESTER ST, SAINT PAUL, MN 55116-1463
Document Number	0002619595
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 MACALESTER ST ST PAUL MN 551161463, ST PAUL, MN 55116-1463

Mortgage

Document Number	0002619595
Date	Jul 25, 2018
Instrument	2619595

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$738,300 (+14.18%) Land $209,300 Building $529,000	$738,300 (+14.18%) Land $209,300 Building $529,000
2025	$12,504.00 (+15.12%)
2023	$10,862.00	$646,600 Land $209,300 Building $437,300	$646,600 Land $209,300 Building $437,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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