Ramsey County property record for 686 Macalester St, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1926 |
| Lot Size | 0.18 acres (7,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,140 (Jun 2017) |
| Tax Bill | $7,294 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-23-44-0088 |
| Primary APN | 09-28-23-44-0088 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 7,860 sqft (0.18 acres) |
| Lot Dimensions | 131 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 355348 |
|---|---|
| Street Address | 686 MACALESTER ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-1463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GERARDS REARRANGEMENT LOT 10 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 09 |
| Legal Subdivision | GERARDS REARRANGEMENT |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 36400 |
686 Macalester St is owned and occupied by an individual who bought it in June 2017.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 MACALESTER ST, SAINT PAUL, MN 55116-1463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Jan 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on File |
| Deed Sale | Jun 21, 2017 · Amount on File |
| Prior Sale | Jul 27, 2000 · Amount on File |
| Deed Document Number | 20174663604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 21, 2017 |
| Property Address | 686 MACALESTER ST, SAINT PAUL, MN 55116-1463 |
| Document Number | 0004663604 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 4663604 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | PARTNERS TITLE COMPANY, PARTNERS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,148.68 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 MACALESTER ST ST PAUL MN 551161463, ST PAUL, MN 55116-1463 |
| Document Number | 4663605 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 4663605 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 19, 2017 |
| Property Address | 686 MACALESTER ST, SAINT PAUL, MN 55116-1463 |
| Document Number | 0004643385 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 4643385 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3500 ENGLISH ST VADNAIS HEIGHTS MN 551105224, VADNAIS HEIGHTS, MN 55110-5224 |
The 2025 property tax bill for 686 Macalester St was $7,294 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,500 Land $209,300 Building $237,200 | $446,500 Land $209,300 Building $237,200 | |
| 2025 | $7,294.00 | ||
| 2023 | $6,452.00 Homeowner's exemption | $418,600 Land $209,300 Building $209,300 | $418,600 Land $209,300 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Macalester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 686 Macalester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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