698 Macalester St, Saint Paul, MN 55116 Property Records

Ramsey County property record for 698 Macalester St, Saint Paul, MN 55116

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1900
Lot Size0.18 acres (7,860 sqft)
Owner2 Individual Names on Record
Last Sale$677,500 (Sep 2025)
Tax Bill$8,704 (2024)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN09-28-23-44-0086

Property Details

APN / Parcel Number

Primary APN09-28-23-44-0086
Alternative APNs
  • 8315754
  • 356400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,658 sqft Living Area
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialStucco
Lot Area7,860 sqft (0.18 acres)
Lot Dimensions131 ft deep x 60 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number356400
Street Address698 MACALESTER ST
CitySAINT PAUL
StateMN
Zip55116-1463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGERARDS REARRANGEMENT LOT 8 BLK 2
Legal Range23
Legal Township28
Legal Section09
Legal SubdivisionGERARDS REARRANGEMENT
Legal Block2
Legal Lot Number8
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2013
Census Tract36400

Owner

Source: Ramsey County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address698 MACALESTER ST, SAINT PAUL, MN 55116-1463
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2025 · Amount on Record
Deed SaleSep 23, 2025 · Amount on Record
Deed Document Number20252802340
Prior Transfer DateSep 19, 2024
Prior Transfer Doc0002782170
Record UpdatedJun 8, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRAMSEY MN
Property Address698 MACALESTER ST, SAINT PAUL, MN 55116-1463
Document Number0002605007
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedJan 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address698 MACALESTER ST ST PAUL MN 551161463, ST PAUL, MN 55116-1463

Mortgage

Document Number0002605007
DateDec 28, 2017
Instrument2605007
Lender
NameHIGHLAND BK
TypeBank
AddressBLOOMINGTON, MN 55437
Agreement
Term60 Months
DueDec 27, 2022

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$584,300 (+6.53%) Land $209,300 Building $375,000$584,300 (+6.53%) Land $209,300 Building $375,000
2024$8,704.00 (+4.44%)
2023$8,334.00$548,500 Land $209,300 Building $339,200$548,500 Land $209,300 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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