704 Garfield St, Saint Johns, MI 48879 Property Records

Clinton County property record for 704 Garfield St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 880 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,500 (May 2024)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`300-490-117-007-00`

Property Details

APN / Parcel Number

Primary APN	`300-490-117-007-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Basement Area	880 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 GARFIELD ST
City	SAINT JOHNS
State	MI
Zip	48879-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WALKER & STEEL SUB. BLK 117, LOT 7. CITY OF ST JOHNS T7N R2W
Legal Subdivision	WALKER & STEEL SUB
Legal Block	117
Legal Lot Number	7
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	3
Census Block	3000
Census Tract	10801

Owner

Source: Clinton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jun 8, 2006	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
May 15, 2024	Warranty Deed, Transfer · Conventional Mortgage MMS MORTGAGE SERVICES LTD
Feb 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Aug 5, 2004 · Amount on Record
Deed Document Number	20245344605
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0005321676
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208

Mortgage

Document Number	0005341521
Date	Jan 12, 2024
Instrument	5341521

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208

Mortgage

Document Number	0005333183
Date	Mar 1, 2023
Instrument	5333183

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005101278
Date	Jun 8, 2006
Instrument	5101278

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 15, 2024
Property Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Document Number	0005344605
Map Reference	LB 46 PG 331
Instrument Date	May 2, 2024
Instrument	5344605
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N CLINTON AVE APT B, B, SAINT JOHNS, MI 48879-1575

Mortgage

Document Number	0005344606
Date	May 15, 2024
Instrument	5344606

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Feb 11, 2022
Property Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Document Number	0005321676
Map Reference	LB 46 PG 331
Instrument Date	Feb 10, 2022
Instrument	5321676
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	704 GARFIELD ST, SAINT JOHNS, MI 48879-1208

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,300 (+10.85%) Land $13,600 Building $47,700	$122,600 (+10.85%) Land $27,200 Building $95,400
2025	$1,435.00 (-16.62%) Homeowner's exemption	$55,300 (+11.94%) Land $12,400 Building $42,900	$110,600 (+11.94%) Land $24,800 Building $85,800
2024	$1,721.00 (+10.53%)
2023	$1,557.00 Homeowner's exemption	$49,400	$98,800
2022	$1,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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