702 Garfield St, Saint Johns, MI 48879 Property Records

Clinton County property record for 702 Garfield St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,305 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$220 (2024)
Deeds & Mortgages	Oct 2012 Mortgage Jan 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-490-117-008-00`

Property Details

APN / Parcel Number

Primary APN	`300-490-117-008-00`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Building Area	1,305 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	299 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 GARFIELD ST
City	SAINT JOHNS
State	MI
Zip	48879-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WALKER & STEEL SUB. BLK 117, LOT 8. CITY OF ST JOHNS T7N R2W
Legal Subdivision	WALKER & STEEL SUB
Legal Block	117
Legal Lot Number	8
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	3
Census Block	3000
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK ALMA MORTGAGE CO
Jan 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MERCANTILE BANK
Sep 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage CEN-TEX CERTIFIED DEV CORP
Sep 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage CEN-TEX CERTIFIED DEV CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	702 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005191360
Date	Oct 26, 2012
Instrument	5191360

Lender

Name	FIRSTBANK ALMA MORTGAGE CO
Type	Mortgage Company
Address	ALMA, MI 48801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2032

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	702 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 GARFIELD ST, SAINT JOHNS, MI 48879-1208

Mortgage

Document Number	0005332456
Date	Jan 25, 2023
Instrument	5332456

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2033

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	702 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005283348
Date	Sep 6, 2019
Instrument	5283348

Lender

Name	CEN-TEX CERTIFIED DEV CORP
Type	Funding / Finance Company
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	702 GARFIELD ST, SAINT JOHNS, MI 48879-1208
Transaction Type	Mortgage
Record Updated	Sep 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5283348
Date	Sep 6, 2019
Instrument	5283348

Lender

Name	CEN-TEX CERTIFIED DEV CORP
Type	Funding / Finance Company
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,300 (+6.7%) Land $13,600 Building $59,700	$146,600 (+6.7%) Land $27,200 Building $119,400
2025		$68,700 Land $12,400 Building $56,300	$137,400 (+43.13%) Land $24,800 Building $112,600
2024	$220.00 (+2.33%)
2023	$215.00 Homeowner's exemption		$96,000 Land $18,600 Building $77,400
2022	$215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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