605 Garfield St, Saint Johns, MI 48879 Property Records

Clinton County property record for 605 Garfield St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,294 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-490-119-003-00`

Property Details

APN / Parcel Number

Primary APN	`300-490-119-003-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	942 sqft
Basement Area	942 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66.7 ft wide
Garage Type	Attached
Garage Area	1,037 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	417 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 GARFIELD ST
City	SAINT JOHNS
State	MI
Zip	48879-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WALKER & STEEL SUB. BLK 119, LOT 3 & N 1/3 OF LOT 4. CITY OF ST JOHNS T7N R2W
Legal Subdivision	WALKER & STEEL SUB
Legal Block	119
Legal Lot Number	3-4
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	3
Census Block	3007
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 GARFIELD ST, SAINT JOHNS, MI 48879-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 31, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	605 GARFIELD ST, SAINT JOHNS, MI 48879-1205
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 GARFIELD ST, SAINT JOHNS, MI 48879-1205

Mortgage

Document Number	0005314745
Date	Aug 31, 2021
Instrument	5314745

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	605 GARFIELD ST, SAINT JOHNS, MI 48879-1205
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 GARFIELD ST, SAINT JOHNS, MI 48879-1205

Mortgage

Document Number	5314745
Date	Aug 31, 2021
Instrument	5314745

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,700 (+4.11%) Land $16,500 Building $72,200	$177,400 (+4.11%) Land $33,000 Building $144,400
2025	$1,625.00 (-37.57%) Homeowner's exemption	$85,200 (+14.06%) Land $15,000 Building $70,200	$170,400 (+14.06%) Land $30,000 Building $140,400
2024	$2,603.00 (+11.05%)
2023	$2,344.00 Homeowner's exemption	$74,700	$149,400
2022	$2,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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